Washington County property record for 265 Cedar St, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | built 1972 |
| Lot Size | 0.298 acres (12,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Aug 2004) |
| Tax Bill | $272 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-030-21-21-0067 |
| Primary APN | 30-030-21-21-0067 |
|---|
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 12,994 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 265 CEDAR ST |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 AND 17 BLOCK 8 LAKEWOOD PARK 1ST DIV- EXCEPT:PART OF LOTS 16-17-18 AND 19-BLOCK 8 LAKEWOOD PARK 1ST DIVISION LYING SOU |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 30 |
| Legal Subdivision | LAKEWOOD PARK |
| Legal Block | 8 |
| Legal Lot Number | 16 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | BIRCHWOOD VILLAGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 70303 |
Source: Washington County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 265 CEDAR ST, SAINT PAUL, MN 55110-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU |
| Jan 9, 2018 | Deed of Trust, Mortgage UNION YES FCU |
| Apr 21, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Oct 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2004 · Amount on Record |
| Deed Sale | Aug 17, 2004 · Amount on Record |
| Deed Document Number | 200485544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 265 CEDAR ST, WHITE BEAR LAKE, MN 55110-1809 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0004357043 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 4357043 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 265 CEDAR ST, WHITE BEAR LAKE, MN 55110-1809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004141608 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 4141608 |
| Name | UNION YES FCU |
|---|---|
| Type | Credit Union |
| Address | OSSEO, MN 55369 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 3, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 265 CEDAR ST, WHITE BEAR LAKE, MN 55110-1809 |
| Document Number | 0004240149 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 265 CEDAR ST ST PAUL MN 551101809, ST PAUL, MN 55110-1809 |
| Document Number | 0004240149 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 4240149 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 265 CEDAR ST, WHITE BEAR LAKE, MN 55110-1809 |
| Document Number | 0004131935 |
| Instrument Date | Oct 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2017 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 265 CEDAR ST ST PAUL MN 551101809, ST PAUL, MN 55110-1809 |
| Document Number | 0004131935 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 4131935 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Oct 16, 2030 |
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Birchwood Village City |
| County | Washington County |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272.00 (+38.78%) Homeowner's exemption | ||
| 2025 | $24,300 (+2.1%) Land $9,300 Building $15,000 | $24,300 (+2.1%) Land $9,300 Building $15,000 | |
| 2024 | $23,800 (+22.05%) Land $9,300 Building $14,500 | $23,800 (+22.05%) Land $9,300 Building $14,500 | |
| 2023 | $196.00 | ||
| 2022 | $19,500 Land $9,100 Building $10,400 | $19,500 Land $9,100 Building $10,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Birchwood serves 864 people · EPA ID MN1820003 |
|---|---|
| Water Source | Purchased groundwater from White Bear Lake |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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