264 Cedar St, Saint Paul, MN 55110 Property Records

Washington County property record for 264 Cedar St, Saint Paul, MN 55110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,065 sqft · built 1978
Lot Size0.524 acres (22,812 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Feb 2021)
Tax Bill$3,992 (2026)
Deeds & MortgagesFeb 2021 Sale & Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN30-030-21-24-0078

Property Details

APN / Parcel Number

Primary APN30-030-21-24-0078

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,065 sqft Living Area
Basement Area800 sqft
Finished Basement800 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,812 sqft (0.524 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address264 CEDAR ST
CitySAINT PAUL
StateMN
Zip55110-1865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME LAKEWOOD PARK 1ST DIVISION BLOCK 9 SUBDIVISIONCD 25440 PART OF BLOCK 9 COM AT MOST WLY COR OF SD BLK 9 THN SE
Legal Range21W
Legal Township30N
Legal Section30
Legal SubdivisionLAKEWOOD PARK
Legal Block9
JurisdictionWASHINGTON MN
Township / Civil DivisionBIRCHWOOD VILLAGE
Census Block Group1
Census Block1004
Census Tract70303

Owner

264 Cedar St is owned and occupied by two individuals who bought it in February 2021.

Source: Washington County records, as of June 9, 2026

Owner of Record2 Individual Names on File
Mailing Address264 CEDAR ST, SAINT PAUL, MN 55110-1865
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
May 10, 2019Deed of Trust, Transfer · Conventional Mortgage
SHAREPOINT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2021 · Amount on File
Deed SaleFeb 11, 2021 · Amount on File
Prior SaleMay 16, 2019 · Amount on File
Deed Document Number20214294623
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON MN
Recording DateFeb 11, 2021
Property Address264 CEDAR ST, WHITE BEAR LAKE, MN 55110-1865
Document Number0004294623
Instrument DateJan 7, 2021
Instrument4294623
Transaction TypeTransfer
Record UpdatedJul 4, 2022
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address264 CEDAR ST, WHITE BEAR LAKE, MN 55110-1865

Mortgage

Document Number0004294624
DateFeb 11, 2021
Instrument4294624
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

May 2019: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionWASHINGTON MN
Property Address264 CEDAR ST, WHITE BEAR LAKE, MN 55110-1865
Document Number0004193397
Instrument DateMay 10, 2019
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address264 CEDAR ST ST PAUL MN 551101865, ST PAUL, MN 55110-1865

Mortgage

Document Number0004193397
DateMay 16, 2019
Instrument4193397
Lender
NameSHAREPOINT CU
TypeCredit Union
AddressBLOOMINGTON, MN 55437
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 264 Cedar St was $3,992 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityBirchwood Village City
CountyWashington County
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,992.00 Homeowner's exemption
2025$367,500 (+0.88%) Land $145,700 Building $221,800$367,500 (+0.88%) Land $145,700 Building $221,800
2024$364,300 Land $150,700 Building $213,600$364,300 Land $150,700 Building $213,600
2023$3,686.00
2022$370,200 Land $174,900 Building $195,300$370,200 Land $174,900 Building $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBirchwood
serves 864 people · EPA ID MN1820003
Water SourcePurchased groundwater from White Bear Lake
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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