265 Cecil Pl, Costa Mesa, CA 92627 Property Records

Orange County property record for 265 Cecil Pl, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,238 sqft · built 2018
Lot Size	0.177 acres (7,731 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Aug 1998)
Tax Bill	$9,041 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`426-082-03`

Property Details

APN / Parcel Number

Primary APN	`426-082-03`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,238 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	7,731 sqft (0.177 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	265 CECIL PL
City	COSTA MESA
State	CA
Zip	92627-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R BK 50 PG 36 PAR A
Legal Subdivision	NEWPORT HEIGHTS
Legal Block	36
Legal Lot Number	304
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2012
Census Tract	63201

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	265 CECIL PL, COSTA MESA, CA 92627-1857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Apr 23, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Aug 8, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 14, 2019	Intrafamily Transfer, Transfer · ARM VIP INDEPENDENT MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 1998 · Amount on Record
Deed Sale	Aug 5, 1998 · Amount on Record
Prior Sale	Aug 5, 1998 · Amount on Record
Deed Document Number	0000509103
Deed Book / Page	426
Last Transfer Date	Jan 14, 2019
Transfer Doc	0000012666
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	265 CECIL PL, COSTA MESA, CA 92627-1857
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 CECIL PL, COSTA MESA, CA 92627-1857

Mortgage

Document Number	0000015461
Date	Jan 12, 2022
Instrument	2022000015461

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	265 CECIL PL, COSTA MESA, CA 92627-1857
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 CECIL PL, COSTA MESA, CA 92627-1857

Mortgage

Document Number	0000524012
Date	Aug 19, 2021
Instrument	2021000524012

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	265 CECIL PL, COSTA MESA, CA 92627-1857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346583
Date	Sep 21, 2018
Instrument	2018000346583

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	265 CECIL PL, COSTA MESA, CA 92627-1857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131456
Date	Apr 23, 2019
Instrument	2019000131456

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	265 CECIL PL, COSTA MESA, CA 92627-1857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000290855
Date	Aug 8, 2019
Instrument	2019000290855

Lender

Name	US BANK NA
Type	Mortgage Company
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	265 CECIL PL, COSTA MESA, CA 92627-1857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000264988
Date	Jun 10, 2020
Instrument	2020000264988

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 14, 2019
Property Address	265 CECIL PL, COSTA MESA, CA 92627-1857
Document Number	0000012666
Map Reference	MB 4 PG 83
Instrument Date	Jan 8, 2019
Instrument	2019000012666
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 CECIL PL, COSTA MESA, CA 92627-1857

Mortgage

Document Number	0000012667
Date	Jan 14, 2019
Instrument	2019000012667

Lender

Name	VIP INDEPENDENT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,041.00 (+5.53%)	$759,033 (+4.04%) Land $345,305 Building $413,728
2023	$8,567.00 (+3.03%)	$729,559 Land $331,896 Building $397,663
2022	$8,315.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 889 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Cecil Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures