265 Bunker Hl, Aptos, CA 95003 Property Records

Santa Cruz County property record for 265 Bunker Hl, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1981
Lot Size	1.1 acres (48,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Mar 2026)
Tax Bill	$10,791 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-161-45`

Property Details

APN / Parcel Number

Primary APN	`105-161-45`
Alternative APN	`105-161-45-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,792 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	48,308 sqft
Terrain	Steep
Garage Type	Carport
Garage Area	185 sqft
Carport	Carport
Carport Area	185 sqft
Deck Area	753 sqft
Patio Area	753 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	265 BUNKER HL
City	APTOS
State	CA
Zip	95003-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SOQUEL AUGMENTATION RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 BUNKER HL, APTOS, CA 95003-9765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Mar 5, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 30, 2022	Grant Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	20264892
Prior Transfer Date	Jul 12, 2013
Prior Transfer Doc	0000036634
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	265 BUNKER HL, APTOS, CA 95003-9765
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 BUNKER HL, APTOS, CA 95003-9765

Mortgage

Document Number	0000020470
Date	Oct 24, 2023
Instrument	2023-0020470

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	MERIDIAN, ID 83642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 5, 2026
Property Address	265 BUNKER HL, APTOS, CA 95003-9765
Document Number	0000004892
Map Reference	VOL 1561 PG 494
Instrument Date	Feb 24, 2026
Instrument	2026-0004892
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	265 BUNKER HL, APTOS, CA 95003-9765

Mortgage

Document Number	0000004893
Date	Mar 5, 2026
Instrument	2026-0004893

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 30, 2022
Property Address	265 BUNKER HL, APTOS, CA 95003-9765
Document Number	0000019546
Instrument Date	May 27, 2022
Instrument	2022-0019546
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 BUNKER HL, APTOS, CA 95003-9765

Mortgage

Document Number	0000019547
Date	Jun 30, 2022
Instrument	2022-0019547

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$931,674 (+2%) Land $652,172 Building $279,502
2025	$10,791.00 (+10.37%)	$913,406 (-10.45%) Land $639,384 Building $274,022
2023	$9,777.00 (+31.82%) Homeowner's exemption	$1,020,000 Land $714,000 Building $306,000	$880,650
2022	$7,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Etheric Networks, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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