110 Bunker Hl, Aptos, CA 95003 Property Records

Santa Cruz County property record for 110 Bunker Hl, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,960 sqft · built 1983
Lot Size0.787 acres (34,282 sqft)
OwnerIndividual Name on Record
Last Sale$715,000 (Nov 2014)
Tax Bill$10,180 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN105-161-27

Property Details

APN / Parcel Number

Primary APN105-161-27
Alternative APN
  • 105-161-27-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,960 sqft Living Area
Gross Area2,368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area34,282 sqft (0.787 acres)
TerrainSteep
Garage TypeAttached
Garage Area408 sqft
Parking Spaces2 Parking Spaces
Deck Area1,664 sqft
Patio Area1,664 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address110 BUNKER HL
CityAPTOS
StateCA
Zip95003-9525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionSOQUEL AUGMENTATION RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1002
Census Tract122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address110 BUNKER HL, APTOS, CA 95003-9525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
May 14, 2019Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
May 8, 2020Loan Modification, Mortgage · Line of Credit
FREMONT BK
Jan 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2014 · Amount on Record
Deed SaleNov 14, 2014 · Amount on Record
Deed Document Number201438391
Last Transfer DateJan 18, 2017
Transfer Doc0000002808
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address110 BUNKER HL, APTOS, CA 95003-9525
Transaction TypeMortgage
Record UpdatedMar 9, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 BUNKER HL, APTOS, CA 95003-9525

Mortgage

Document Number0000011869
DateFeb 26, 2021
Instrument2021-0011869
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address110 BUNKER HL, APTOS, CA 95003-9525
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018031
DateMay 27, 2020
Instrument2020-0018031
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address110 BUNKER HL, APTOS, CA 95003-9525
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012673
DateMay 14, 2019
Instrument2019-0012673
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 8, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA CRUZ CA
Property Address110 BUNKER HL, APTOS, CA 95003-9525
Document Number0000018370
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address110 BUNKER HL APTOS CA 950039525, APTOS, CA 95003-9525

Mortgage

Document Number0000018370
DateMay 29, 2020
Instrument18370
Lender
NameFREMONT BK
TypeBank
AddressHAYWARD, CA 94545
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 24, 2017
Property Address110 BUNKER HL, APTOS, CA 95003-9525
Document Number0000002808
Instrument DateJan 18, 2017
Instrument2808
Transaction TypeTransfer
Record UpdatedMar 2, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address110 BUNKER HL APTOS CA 950039525, APTOS, CA 95003-9525

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$876,510 (+2%) Land $525,906 Building $350,604
2025$10,180.00 (+9.62%) Homeowner's exemption$859,323 (+4.04%) Land $515,594 Building $343,729
2023$9,287.00 (+1.84%) Homeowner's exemption$825,955 Land $495,573 Building $330,382$1,034,730
2022$9,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL WATER DISTRICT
serves 2,726 people · EPA ID CA4410018
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Etheric Networks, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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