265 Beartown Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 265 Beartown Rd, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details1 ba · 960 sqft · built 1979
Lot Size4 acres (174,240 sqft)
Owner2 Trust Names on File
Last Sale$110,000 (Nov 2022)
Tax Bill$533 (2025)
Deeds & MortgagesMay 2026 Transfer
May 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN050157 03801

Property Details

APN / Parcel Number

Primary APN050157 03801
Alternative APN
  • 157 03801

Interior

Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1994
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area174,240 sqft (4 acres)

Exterior Amenities

PorchSlab
Porch Area56 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address265 BEARTOWN RD
CityLORETTO
StateTN
Zip38469-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division1
Census Block Group1
Census Block1029
Census Tract960700

Owner

265 Beartown Rd is held in a trust since November 2025.

Source: Lawrence County records, as of August 11, 2026

Owner of Record2 Trust Names on File
Mailing Address255 BEARTOWN RD, LORETTO, TN 38469-2505
Owner TypeCompany
VestingTrust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
May 20, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 28, 2022Warranty Deed, Transfer · Commercial Mortgage
BUILTWELL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2022 · Amount on File
Deed SaleNov 28, 2022 · Amount on File
Prior SaleJan 22, 2007
Deed Document Number20227727
Deed Book / Page697 / 734
Last Transfer DateNov 17, 2025
Transfer Doc0000825521
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAWRENCE TN
Recording DateMay 20, 2026
Property Address265 BEARTOWN RD, LORETTO, TN 38469-2505
Document Number0000825521
Book / Page825 / 521
Instrument DateNov 17, 2025
Instrument20263024
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAWRENCE TN
Recording DateMay 20, 2026
Property Address265 BEARTOWN RD, LORETTO, TN 38469-2505
Document Number0000003024
Book / Page825 / 521
Instrument DateNov 17, 2025
Instrument20263024
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateNov 28, 2022
Property Address265 BEARTOWN RD, LORETTO, TN 38469-2505
Document Number0000697734
Book / Page697 / 734
Instrument DateNov 22, 2022
Instrument22007727
Transaction TypeTransfer
Record UpdatedDec 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$407.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 BEATON RD, LORETTO, TN 38469

Mortgage

Document Number0022007728
DateNov 28, 2022
Instrument22007728
Lender
NameBUILTWELL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term37 Months
DueDec 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 265 Beartown Rd was $533.

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$533.00$26,500 Land $7,475 Building $19,025
2023$533.00$26,500 (-) Land $7,475 Building $19,025
2022$533.00$26,500 Land $7,475 Building $19,025$106,000 Land $29,900 Building $76,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 Beartown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Beartown Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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