244 Beartown Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 244 Beartown Rd, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,148 sqft · built 1901
Lot Size13.5 acres (591,545 sqft)
Owner2 Company Names on Record
Last Sale$91,000 (May 2026)
Tax Bill$566 (2025)
Deeds & MortgagesMay 2026 Sale
Sep 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN050157 03600

Property Details

APN / Parcel Number

Primary APN050157 03600
Alternative APN
  • 157 03600

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,148 sqft Living Area
1st Floor Area1,148 sqft
Basement Area1,148 sqft
Unfinished Basement1,148 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area591,545 sqft (13.5 acres)
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Street Address244 BEARTOWN RD
CityLORETTO
StateTN
Zip38469-2501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division2
Census Block Group2
Census Block2034
Census Tract960700

Owner

Source: Lawrence County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address255 BEARTOWN RD, LORETTO, TN 38469-2505
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 26, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF LAURENS COUNTY
May 10, 2023Warranty Deed, Transfer · Line of Credit
WAYNE COUNTY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2026 · Amount on Record
Deed SaleMay 4, 2026 · Amount on Record
Prior SaleFeb 21, 2025 · Amount on Record
Deed Document Number20262655
Deed Book / Page823 / 253
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateMay 4, 2026
Property Address244 BEARTOWN RD, LORETTO, TN 38469-2501
Document Number0000002655
Book / Page823 / 253
Instrument DateMay 1, 2026
Instrument2026.2655
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$34,006.70
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address244 BEARTOWN RD, LORETTO, TN 38469-2501
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072545
DateSep 26, 2023
Book Page725/45
Instrument23005202
Lender
NameCITIZENS BANK OF LAURENS COUNTY
TypeBank
AddressLAWRENCEBURG, TN 38464
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateMay 10, 2023
Property Address244 BEARTOWN RD, LORETTO, TN 38469-2501
Document Number0000712197
Book / Page712 / 197
Instrument DateMay 10, 2023
Instrument23002574
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$148.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 BAYLEN LN, LORETTO, TN 38469-2570

Mortgage

Document Number0000712200
DateMay 10, 2023
Book Page712/200
Instrument23002575
Lender
NameWAYNE COUNTY BANK
TypeBank
AddressLAWRENCEBURG, TN 38464
Agreement
TypeLine of Credit
AmountAmount Recorded
Term276 Months
DueMay 10, 2046
Interest
Rate TypeAdjustable Rate
Type Change DateMay 10, 2024
Change FrequencyAnnually
Min Rate At Change5.85%
Max Rate At Change9.85%
IndexOther
Margin2

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$566.00$28,150 (-) Land $12,900 Building $15,250
2023$566.00$28,150 (-) Land $12,900 Building $15,250
2022$566.00$28,150 Land $12,900 Building $15,250$112,600 Land $51,600 Building $61,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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