265 Beach St, Saco, ME 04072 Property Records

York County and Saco City property record for 265 Beach St, Saco, ME 04072

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 3,069 sqft · built 1847
Lot Size0.461 acres (20,073 sqft)
OwnerCompany Name on Record
Last Sale$475,000 (Dec 2023)
Tax Bill$6,471 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNN0840R

Property Details

APN / Parcel Number

Primary APNN0840R
Alternative APNs
  • SACO M:026 L:003 U:001-000
  • M:026 L:003 U:000=000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area3,069 sqft Living Area
Gross Area8,234 sqft
Basement Area1,572 sqft
Unfinished Basement1,572 sqft

Exterior

Year BuiltBuilt 1847
Effective Year BuiltEffective 1847
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,073 sqft (0.461 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberN0840R
Street Address265 BEACH ST
CitySACO
StateME
Zip04072-2935
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeMDR
Legal Lot Number3
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2009
Census Tract5400

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address13 TALBOT DR, ARUNDEL, ME 04046-8156
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2023 · Amount on Record
Deed SaleDec 5, 2023 · Amount on Record
Deed Document Number202338308
Deed Book / Page19356 / 501
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateDec 5, 2023
Property Address265 BEACH ST, SACO, ME 04072-2935
Document Number0193560501
Book / Page19356 / 501
Instrument DateDec 1, 2023
Instrument2023038308
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 TALBOT DR, ARUNDEL, ME 04046-8156

Mortgage

Document Number2023038309
DateDec 5, 2023
Instrument2023038309
Lender
NameKATHADIN TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,471.00 (-0.87%)$455,700 (-1.92%) Land $126,700 Building $329,000
2024$6,528.00 (+28.71%)$464,600 (+67.91%) Land $126,700 Building $337,900
2022$5,072.00$276,700 Land $102,600 Building $174,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims11 (1978–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Beach St

Nearby Streets

Search Property Records by Address or Parcel Number