255 Beach St, Saco, ME 04072 Property Records

York County and Saco City property record for 255 Beach St, Saco, ME 04072

Property Summary

Property Type	Charitable / Fraternal Organization
Details	4 bd · 2.5 ba · 2,840 sqft · built 1887
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Nov 2023 Refinance Apr 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`Z0408R`

Property Details

APN / Parcel Number

Primary APN	`Z0408R`
Alternative APNs	`SACO M:026 L:004 U:000-000` `M:026 L:004 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	2,840 sqft Total Area
Gross Area	5,734 sqft
1st Floor Area	1,420 sqft
Attic	Attic
Attic Area	1,240 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Colonial
Exterior Material	Other
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	Z0408R
Street Address	255 BEACH ST
City	SACO
State	ME
Zip	04072-2935
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Local Zoning Code	MDR
Legal Lot Number	4
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2000
Census Tract	5301

Owner

Source: York County and Saco City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14 MAINE ST, 205, BRUNSWICK, ME 04011-2051
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE HOUSING AUTHORITY
Apr 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE HOUSING AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	255 BEACH ST, SACO, ME 04072-2935
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193430472
Date	Nov 8, 2023
Book Page	19343/472
Instrument	2023035593

Lender

Name	MAINE STATE HOUSING AUTHORITY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	255 BEACH ST, SACO, ME 04072-2935
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192280066
Date	Apr 26, 2023
Book Page	19228/66
Instrument	2023010810

Lender

Name	MAINE STATE HOUSING AUTHORITY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$498,600 (-) Land $118,200 Building $380,400
2024	$498,600 Land $118,200 Building $380,400	$423,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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