242 Atlas Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 242 Atlas Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,499 sqft · built 2016
Lot Size	0.31 acres (13,503 sqft)
Owner	Individual Name on Record
Last Sale	$387,400 (Aug 2016)
Tax Bill	$6,644 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010012-0810`

Property Details

APN / Parcel Number

Primary APN	`010012-0810`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,499 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	2,499 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	242 ATLAS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	76/16-38 SHEARWATER PHASE 1 LOT 81 OR4238/1739
Legal Range	27E
Legal Township	05S
Legal Section	26
Legal Subdivision	SHEARWATER PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	81
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	242 ATLAS DR, SAINT AUGUSTINE, FL 32092-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2021	Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2016 · Amount on Record
Deed Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	201652255
Deed Book / Page	4238 / 1739
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	242 ATLAS DR, SAINT AUGUSTINE, FL 32092-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049730733
Date	Jun 25, 2020
Book Page	4973/733
Instrument	2020050117

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	242 ATLAS DR, SAINT AUGUSTINE, FL 32092-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 ATLAS DR, SAINT AUGUSTINE, FL 32092-1123

Mortgage

Document Number	0051470530
Date	Jan 8, 2021
Book Page	5147/530
Instrument	2021002691

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 4, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,847 (+2.7%)	$464,851 (-4.35%) Land $120,000 Building $344,851
2025	$6,644.00 (+7.14%) Homeowner's exemption	$317,280 (+5.99%)	$485,979 (-2.09%) Land $120,000 Building $365,979
2024	$6,201.00 (+2.04%)
2023	$6,077.00 (+6.3%) Homeowner's exemption	$299,357 (+3%)	$496,378 (+11%) Land $105,500 Building $390,878
2022	$5,717.00 Homeowner's exemption	$290,638	$447,185 Land $95,200 Building $351,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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