26492 Summer Crk, Lake Forest, CA 92630 Property Records

Orange County property record for 26492 Summer Crk, Lake Forest, CA 92630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,499 sqft · built 1978
Lot Size0.059 acres (2,550 sqft)
OwnerIndividual Name on File
Last Sale$468,000 (Sep 2009)
Tax Bill$6,150 (2025)
Deeds & MortgagesApr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN613-123-07

Property Details

APN / Parcel Number

Primary APN613-123-07

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,499 sqft Living Area
1st Floor Area1,499 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area2,550 sqft (0.059 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address26492 SUMMER CRK
CityLAKE FOREST
StateCA
Zip92630-5637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 9830 BLK LOT 24
Legal Tract9830
Legal Lot Number24
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group2
Census Block2004
Census Tract32029

Owner

26492 Summer Crk is owned and occupied by an individual who bought it in September 2009.

Source: Orange County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address26492 SUMMER CRK, LAKE FOREST, CA 92630-5637
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2009 · Amount on File
Deed SaleSep 3, 2009 · Amount on File
Prior SaleMar 5, 1999 · Amount on File
Deed Document Number2009475840
Prior Transfer DateDec 20, 2005
Prior Transfer Doc0000023904
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address26492 SUMMER CRK, LAKE FOREST, CA 92630-5637
Document Number0000135887
Instrument DateApr 19, 2019
Transaction TypeMortgage
Record UpdatedMay 6, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address26492 SUMMER CRK LAKE FOREST CA 926305637, LAKE FOREST, CA 92630-5637

Mortgage

Document Number0000135887
DateApr 25, 2019
Instrument135887
Lender
NameKINECTA FCU
TypeCredit Union
AddressMANHATTAN BEACH, CA 90266
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 24, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 26492 Summer Crk was $6,150 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$616,182 (+2%) Land $466,602 Building $149,580
2025$6,150.00 Homeowner's exemption$604,100 Land $457,452 Building $146,648
2023$5,893.00 (+1.83%) Homeowner's exemption$580,643 Land $439,689 Building $140,954
2022$5,787.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26492 Summer Crk in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26492 Summer Crk is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL TORO WATER DISTRICT
serves 53,415 people · EPA ID CA3010079
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

May also be available: Cityside Fiber, GeoLinks, T-Mobile.

Nearby Properties on Summer Crk

Nearby Streets

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