Santa Rosa County property record for 2649 Stormy Cir, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,612 sqft · built 2010 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,500 (Sep 2019) |
| Tax Bill | $3,065 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2S-26-1662-00B00-0090 |
| Primary APN | 07-2S-26-1662-00B00-0090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,612 sqft Heated Area |
| Gross Area | 3,877 sqft |
| 1st Floor Area | 3,032 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 1,500 ft deep x 800 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 445 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 072S26166200B000090 |
|---|---|
| Street Address | 2649 STORMY CIR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HARVELLS CROSSING LOT 9 BLK B AS DES IN OR 3874 PG 455 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Subdivision | HARVELL'S CROSSING |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2649 STORMY CIR, NAVARRE, FL 32566-9061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS LLC |
| Sep 26, 2019 | Warranty Deed, Transfer · VA Mortgage TRIDENT HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on Record |
| Deed Sale | Sep 26, 2019 · Amount on Record |
| Prior Sale | Jun 1, 2015 · Amount on Record |
| Deed Document Number | 201943199 |
| Deed Book / Page | 3874 / 0455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2649 STORMY CIR, NAVARRE, FL 32566-9061 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2649 STORMY CIR, NAVARRE, FL 32566-9061 |
| Document Number | 0040470420 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 4047/420 |
| Instrument | 202069693 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PENSACOLA, FL 32501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 26, 2019 |
| Property Address | 2649 STORMY CIR, NAVARRE, FL 32566-9061 |
| Document Number | 0038740455 |
| Book / Page | 003874 / 000455 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 43199 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,187.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2649 STORMY CIR NAVARRE FL 325669061, NAVARRE, FL 32566-9061 |
| Document Number | 38740458 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 003874/000458 |
| Instrument | 43200 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GULF BREEZE, FL 32561 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2049 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,065.00 (+2.23%) Homeowner's exemption | $287,543 (+3%) | $346,287 (+2.21%) Land $55,000 Building $291,287 |
| 2023 | $2,998.00 (+2.67%) Homeowner's exemption | $279,168 (+3%) | $338,787 (+2.87%) Land $50,000 Building $288,787 |
| 2022 | $2,920.00 Homeowner's exemption | $271,037 | $329,349 Land $45,000 Building $284,349 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 64 (1995–2020) |
| Claims Outside the SFHA | 15 of 64 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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