Santa Rosa County property record for 2637 Stormy Cir, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,009 sqft · built 2011 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Aug 2025) |
| Tax Bill | $3,661 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2S-26-1662-00B00-0070 |
| Primary APN | 07-2S-26-1662-00B00-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,009 sqft Living Area |
| Gross Area | 2,747 sqft |
| 1st Floor Area | 2,009 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 168 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 417 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 321 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2637 STORMY CIR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 7 BLK B HARVELLS CROSSING AS DES IN OR 4651 PG 1183 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 07 |
| Legal Subdivision | HARVELLS CROSSING |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2637 STORMY CIR, NAVARRE, FL 32566-9061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 26, 2025 | Warranty Deed, Transfer · VA Mortgage KEESLER FCU |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on Record |
| Deed Sale | Aug 26, 2025 · Amount on Record |
| Prior Sale | Jul 16, 2015 · Amount on Record |
| Deed Document Number | 202539552 |
| Deed Book / Page | 4651 / 1183 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 26, 2025 |
| Property Address | 2637 STORMY CIR, NAVARRE, FL 32566-9061 |
| Document Number | 0046511183 |
| Book / Page | 4651 / 1183 |
| Map Reference | MB 10 PG 45 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 202539552 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 FARROW CT, KATHLEEN, GA 31047-2768 |
| Name | Verified Name |
|---|---|
| Address | 2637 STORMY CIR, NAVARRE, FL 32566-9061 |
| Investor | Possibly a Property Investor |
| Document Number | 0046511185 |
|---|---|
| Date | Aug 26, 2025 |
| Instrument | 4651/1185 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2637 STORMY CIR, NAVARRE, FL 32566-9061 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2637 STORMY CIR, NAVARRE, FL 32566-9061 |
| Document Number | 0040920780 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 4092/780 |
| Instrument | 202119384 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,661.00 (+78.67%) | $304,467 (+46.74%) Land $65,000 Building $239,467 | $304,467 (+5.53%) Land $65,000 Building $239,467 |
| 2024 | $2,049.00 (+2.6%) Homeowner's exemption Disabled Person's exemption | $207,489 (+3%) | $288,507 (+2.49%) Land $55,000 Building $233,507 |
| 2023 | $1,997.00 (+3.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $201,446 (+3%) | $281,485 (+4.05%) Land $50,000 Building $231,485 |
| 2022 | $1,938.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $195,579 | $270,536 Land $45,000 Building $225,536 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 64 (1995–2020) |
| Claims Outside the SFHA | 15 of 64 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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