2649 Handstand Way, Tracy, CA 95377 Property Records

San Joaquin County property record for 2649 Handstand Way, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,168 sqft · built 2004
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Trust Names on File
Last Sale	$1,150,000 (Apr 2022)
Tax Bill	$12,919 (2026)
Deeds & Mortgages	May 2022 Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`240-560-340-000`

Property Details

APN / Parcel Number

Primary APN	`240-560-340-000`
Alternative APN	`240-560-34`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,168 sqft Living Area
1st Floor Area	3,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	10,200 sqft (0.234 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	240-560-34
Street Address	2649 HANDSTAND WAY
City	TRACY
State	CA
Zip	95377-6700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-FM PT 240-060-03/REDBRIDGE, UNIT NO. 5
Legal Subdivision	REDBRIDGE
Legal Block	2
Legal Lot Number	301
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2095
Census Tract	5213

Owner

2649 Handstand Way is owner-occupied and held in a trust since January 2025.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2649 HANDSTAND WAY, TRACY, CA 95377-6700
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 4, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Apr 19, 2007 · Amount on File
Deed Document Number	202243694
Last Transfer Date	Jan 22, 2025
Transfer Doc	0000007450
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2649 HANDSTAND WAY, TRACY, CA 95377-6700
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 HANDSTAND WAY, TRACY, CA 95377-6700

Mortgage

Document Number	0000063649
Date	May 18, 2022
Instrument	2022-063649

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 4, 2022
Property Address	2649 HANDSTAND WAY, TRACY, CA 95377-6700
Document Number	0000043694
Map Reference	MB 37 PG 44
Instrument Date	Mar 23, 2022
Instrument	2022-043694
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1305 HANCHETT AVE, SAN JOSE, CA 95126-2606

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2649 HANDSTAND WAY, TRACY, CA 95377-6700
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 HANDSTAND WAY, TRACY, CA 95377-6700

Mortgage

Document Number	0000041794
Date	Mar 8, 2021
Instrument	2021-041794

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2649 HANDSTAND WAY, TRACY, CA 95377-6700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086053
Date	Aug 12, 2019
Instrument	2019-086053

Lender

Name	BBVA USA
Type	Bank
Address	STOCKTON, CA 95209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2649 Handstand Way was $12,919, down 6.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,919.00 (-6.68%)
2025	$13,844.00	$1,105,900 Land $330,000 Building $775,900
2023	$13,796.00 (+11.19%) Homeowner's exemption	$1,173,000 Land $255,000 Building $918,000	$1,126,980
2022	$12,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2649 Handstand Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2649 Handstand Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Matrix Broadband.

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