2648 Oakgrove Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2648 Oakgrove Ave, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,763 sqft · built 2012
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,525,000 (Feb 2026)
Tax Bill	$13,760 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288012-0140`

Property Details

APN / Parcel Number

Primary APN	`288012-0140`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,763 sqft Living Area
Gross Area	5,319 sqft
1st Floor Area	3,763 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	878 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	771 sqft
Deck Area	Deck Area
Patio Area	539 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2648 OAKGROVE AVE
City	SAINT AUGUSTINE
State	FL
Zip	32092-3600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	37/45-61 ST JOHNS SIX MILE CREEK NORTH UNIT 2 BLOCK 12 LOT 14 OR6314/165
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK NORTH UNIT 2
Legal Block	12
Legal Lot Number	14
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2648 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Dec 16, 2024 · Amount on Record
Deed Document Number	202616987
Deed Book / Page	6314 / 165
Prior Transfer Date	Nov 13, 2003
Prior Transfer Doc	0000010127
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 27, 2026
Property Address	2648 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3600
Document Number	0063140165
Book / Page	6314 / 165
Map Reference	MB 37 PG 45
Instrument Date	Feb 27, 2026
Instrument	2026016987
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 WINDSONG ACRES RD, SAINT AUGUSTINE, FL 32086-5787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3600

Mortgage

Document Number	0006314167
Date	Feb 27, 2026
Instrument	6314/167

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Max Rate	10.6%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,055,142 Land $340,000 Building $715,142	$1,055,142 (+12.72%) Land $340,000 Building $715,142
2025	$13,760.00 (+83.54%)
2024	$7,497.00 (+1.88%) Homeowner's exemption	$617,064 (+3%)	$936,109 (+0.62%) Land $320,000 Building $616,109
2023	$7,359.00 (+2.55%) Homeowner's exemption	$599,091 (+3%)	$930,381 (+3.98%) Land $316,000 Building $614,381
2022	$7,176.00 Homeowner's exemption	$581,642	$894,775 Land $302,400 Building $592,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000