St. Johns County property record for 2645 Oakgrove Ave, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,146 sqft · built 2008 |
| Lot Size | 0.48 acres (20,908 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,116,000 (Jan 2026) |
| Tax Bill | $9,422 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage May 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288012-0090 |
| Primary APN | 288012-0090 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 24 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 5,146 sqft Living Area |
| Gross Area | 6,098 sqft |
| 1st Floor Area | 3,202 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,908 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 952 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 384 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 912 sqft |
| Patio Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2645 OAKGROVE AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 37/45-61 ST JOHNS SIX MILE CREEK NORTH UNIT 2 BLOCK 12 LOT 9 OR6285/476 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 2 |
| Legal Block | 12 |
| Legal Lot Number | 9 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20905 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2645 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| May 20, 2019 | Warranty Deed, Transfer NORTH AMERICAN TITLE |
| Jun 19, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on Record |
| Deed Sale | Jan 6, 2026 · Amount on Record |
| Prior Sale | May 20, 2019 · Amount on Record |
| Deed Document Number | 20261024 |
| Deed Book / Page | 6285 / 476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 6, 2026 |
| Property Address | 2645 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3602 |
| Document Number | 0062850476 |
| Book / Page | 6285 / 476 |
| Map Reference | MB 37 PG 45-61 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2026001024 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,812.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2157 CROWN DR, SAINT AUGUSTINE, FL 32092-3608 |
| Name | Verified Name |
|---|---|
| Address | 2645 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3602 |
| Document Number | 0006285478 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 6285/478 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 20, 2019 |
| Property Address | 2645 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3602 |
| Document Number | 0047261793 |
| Book / Page | 004726 / 001793 |
| Instrument Date | May 15, 2019 |
| Instrument | 34685 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,943.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2645 OAKGROVE AVE ST AUGUSTINE FL 320923602, ST AUGUSTINE, FL 32092-3602 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2645 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3602 |
| Document Number | 0043951596 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2645 OAKGROVE AVE ST AUGUSTINE FL 320923602, ST AUGUSTINE, FL 32092-3602 |
| Document Number | 0043951596 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 004395/001596 |
| Instrument | 44431 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,160,972 (+62.71%) | $1,164,219 (-0.77%) Land $255,000 Building $909,219 | |
| 2025 | $9,422.00 (+11.44%) Homeowner's exemption | $713,533 (+5.99%) | $1,173,305 (+12.46%) Land $255,000 Building $918,305 |
| 2024 | $8,455.00 (+1.87%) | ||
| 2023 | $8,300.00 (+2.49%) Homeowner's exemption | $673,227 (+3%) | $1,043,344 (+1.28%) Land $240,000 Building $803,344 |
| 2022 | $8,098.00 Homeowner's exemption | $653,618 | $1,030,115 Land $235,200 Building $794,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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