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2646 Trinity Cir NW, Winter Haven, FL 33881 Property Records

Polk County property record for 2646 Trinity Cir NW, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,554 sqft · built 1969
Lot Size0.218 acres (9,509 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Aug 2022)
Tax Bill$1,368 (2025)
Deeds & MortgagesMar 2025 Transfer
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-28-13-344100-000270

Property Details

APN / Parcel Number

Primary APN25-28-13-344100-000270
Alternative APNs
  • 132825344100000270
  • 32825000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,554 sqft Living Area
Gross Area1,134 sqft
1st Floor Area1,134 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialTar & Gravel
Lot Area9,509 sqft (0.218 acres)
Lot Dimensions110 ft deep x 77 ft wide
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area180 sqft

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area786 sqft
Patio Area234 sqft
Shed1 Shed
Utility Building140 sqft

Location & Zoning

Street Address2646 TRINITY CIR NW
CityWINTER HAVEN
StateFL
Zip33881-1156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHAVEN GROVES ESTATES UNIT #2 PB 48 PG 6 LOT 27
Legal Range25E
Legal Township28S
Legal Section13
Legal SubdivisionHAVEN GROVE ESTATES UNIT 02
Legal Tract344100
Legal Block1
Legal Lot Number27
Legal Unit2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1028
Census Tract13400

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2200 21ST ST NW, WINTER HAVEN, FL 33881-3804
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 1, 2022Special Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 22, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2022 · Amount on Record
Deed SaleAug 1, 2022 · Amount on Record
Prior SaleJul 22, 2022 · Amount on Record
Deed Document Number2022208692
Deed Book / Page12361 / 2006
Last Transfer DateMar 18, 2025
Transfer Doc0000064443
Record UpdatedOct 29, 2026

March 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 21, 2025
Property Address2646 TRINITY CIR NW, WINTER HAVEN, FL 33881-1156
Document Number0000064443
Book / Page13476 / 1562
Map ReferenceMB 48 PG 6
Instrument DateMar 18, 2025
Instrument2025064443
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 AVENUE D NW, WINTER HAVEN, FL 33880

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2200 21ST ST NW, WINTER HAVEN, FL 33881-3804

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 1, 2022
Property Address2646 TRINITY CIR NW, WINTER HAVEN, FL 33881-1156
Document Number0000208692
Book / Page12361 / 2006
Map ReferenceMB 48 PG 6
Instrument DateJul 29, 2022
Instrument2022208692
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address135 MALLARD DR, LAKE FREDERICK, VA 22630-2286

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 29TH ST NW, WINTER HAVEN, FL 33881-2204

Mortgage

Document Number0000208693
DateAug 1, 2022
Book Page12361/2008
Instrument2022208693
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJul 22, 2022
Property Address2646 TRINITY CIR NW, WINTER HAVEN, FL 33881-1156
Document Number0000199563
Book / Page12348 / 1712
Map ReferenceMB 48 PG 6
Instrument DateJul 7, 2022
Instrument2022199563
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1707 REYNOLDS RD, LAKELAND, FL 33801-6952

Transferred To (Grantee/Buyer)

NameVerified Name
Address2646 TRINITY CIR NW, WINTER HAVEN, FL 33881-1156

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,582 (+0.62%) Land $13,533 Building $131,049$144,582 (+0.62%) Land $13,533 Building $131,049
2025$1,368.00 (-33.33%)$143,692 (-0.77%) Land $13,533 Building $130,159$143,692 (-0.77%) Land $13,533 Building $130,159
2024$2,052.00 (+5.99%)
2023$1,936.00 (-14.9%) Homeowner's exemption$144,803 (+10.47%) Land $13,167 Building $131,636$144,803 (+10.47%) Land $13,167 Building $131,636
2022$2,275.00$131,076 Land $10,973 Building $120,103$131,076 Land $10,973 Building $120,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2004)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Frontier.

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