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2644 Trinity Cir NW, Winter Haven, FL 33881 Property Records

Polk County property record for 2644 Trinity Cir NW, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,134 sqft · built 1969
Lot Size0.202 acres (8,799 sqft)
OwnerIndividual Name on File
Last Sale$241,000 (Sep 2023)
Tax Bill$1,918 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN25-28-13-344100-000260

Property Details

APN / Parcel Number

Primary APN25-28-13-344100-000260
Alternative APNs
  • 132825344100000260
  • 32825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,134 sqft Living Area
1st Floor Area1,134 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 2015
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialTar & Gravel
Lot Area8,799 sqft (0.202 acres)
Lot Dimensions110 ft deep x 80 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area342 sqft
CarportCarport
Carport Area342 sqft

Exterior Amenities

Pool HousePool House
PorchUnfinished Open Porch
Porch Area174 sqft
Utility Building140 sqft

Location & Zoning

Street Address2644 TRINITY CIR NW
CityWINTER HAVEN
StateFL
Zip33881-1156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHAVEN GROVES ESTATES UNIT #2 PB 48 PG 6 LOT 26
Legal Range25E
Legal Township28S
Legal Section13
Legal SubdivisionHAVEN GROVE ESTATES UNIT 02
Legal Tract344100
Legal Block1
Legal Lot Number26
Legal Unit2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1028
Census Tract13400

Owner

2644 Trinity Cir NW is owned and occupied by an individual who bought it in September 2023.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address2644 TRINITY CIR NW, WINTER HAVEN, FL 33881-1156
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Warranty Deed, Transfer · Conventional Mortgage
UMORTGAGE LLC
Jun 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2023 · Amount on File
Deed SaleSep 7, 2023 · Amount on File
Deed Document Number2023209940
Deed Book / Page12827 / 1711
Prior Transfer DateJun 12, 2018
Prior Transfer Doc0105160755
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 7, 2023
Property Address2644 TRINITY CIR NW, WINTER HAVEN, FL 33881-1156
Document Number0000209940
Book / Page12827 / 1711
Map ReferenceMB 48 PG 6
Instrument DateAug 25, 2023
Instrument2023209940
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,687.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2657 TRINITY CIR NW, WINTER HAVEN, FL 33881-1155

Transferred To (Grantee/Buyer)

NameVerified Name
Address2644 TRINITY CIR NW, WINTER HAVEN, FL 33881-1156

Mortgage

Document Number0128271712
DateSep 7, 2023
Instrument12827/1712
Lender
NameUMORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2053

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJun 13, 2018
Property Address2644 TRINITY CIR NW, WINTER HAVEN, FL 33881-1156
Document Number0105160755
Book / Page010516 / 000755
Instrument DateJun 12, 2018
Instrument126579
Transaction TypeTransfer
Record UpdatedJul 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2657 TRINITY CIR NW WINTER HAVEN FL 338811155, WINTER HAVEN, FL 33881-1155

Tax Assessment & Valuation

The 2025 property tax bill for 2644 Trinity Cir NW was $1,918 with a homeowner's exemption, down 26.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$167,417 (-9.6%) Land $14,060 Building $153,357$167,417 (-9.6%) Land $14,060 Building $153,357
2025$1,918.00 (-26.63%)$185,191 Land $14,060 Building $171,131$185,191 Land $14,060 Building $171,131
2024$2,614.00 (+45.22%)
2023$1,800.00 (+6.89%)$121,364 (+6%) Land $13,680 Building $107,684$121,364 (+6%) Land $13,680 Building $107,684
2022$1,684.00$114,496 Land $11,400 Building $103,096$114,496 Land $11,400 Building $103,096

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2644 Trinity Cir NW in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2004)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2644 Trinity Cir NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Frontier.

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