2646 Hard Labor Rd, Chipley, FL 32428 Property Records

Washington County property record for 2646 Hard Labor Rd, Chipley, FL 32428

Property Summary

Property TypeTimberland, Forest, Woodland Vacant Land
Details672 sqft · built 1972
Lot Size20 acres (871,200 sqft)
OwnerCompany Name on File
Last Sale$340,000 (Jul 2026)
Tax Bill$156 (2025)
Deeds & MortgagesJun 2026 Sale
Jul 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN000035390000

Property Details

APN / Parcel Number

Primary APN000035390000
Alternative APNs
  • 00000000-00-3539-0000
  • 35390000

Interior

Building Area672 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area871,200 sqft (20 acres)
Garage TypeDetached
Garage Area560 sqft
Shed1 Shed
Shed Area1,020 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address2646 HARD LABOR RD
CityCHIPLEY
StateFL
Zip32428
Property CategoryVacant Land
Property TypeVacant Land > Timberland, Forest, Woodland
Legal Description22 3 14 20 ORB 983 P 332 S1/2 OF NE1/4 OF SE1/4
Legal Range14W
Legal Township03S
Legal Section22
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1014
Census Tract970303

Owner

2646 Hard Labor Rd, timberland, forest, woodland vacant land, is owned by a company that bought it in July 2026.

Source: Washington County records, as of August 18, 2026

Owner of RecordCompany Name on File
Mailing Address624 HOLT CEMETERY RD, THOMASTON, AL 36783-3086
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Warranty Deed, Transfer
SHEMTOV TITLE LLC
Jul 17, 2026Warranty Deed, Transfer · Construction Mortgage
ALABAMA AGENCY CREDIT FLCA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2026 · Amount on File
Deed SaleJul 17, 2026 · Amount on File
Prior SaleJun 17, 2026 · Amount on File
Deed Document Number20265529
Deed Book / Page1377 / 560
Prior Transfer DateAug 29, 2013
Prior Transfer Doc0067002315
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJun 17, 2026
Property Address2646 HARD LABOR RD, CHIPLEY, FL 32428
Document Number0000004635
Book / Page1374 / 315
Instrument DateJun 15, 2026
Instrument20264635
Transaction TypeTransfer
Record UpdatedJul 15, 2026
Title CompanySHEMTOV TITLE LLC

Transaction

AmountAmount on Record
Tax$205,030.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address1317 EDGEWATER DR, ORLANDO, FL 32804-6350
InvestorPossibly a Property Investor

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJul 17, 2026
Property Address2646 HARD LABOR RD, CHIPLEY, FL 32428
Document Number0000005529
Book / Page1377 / 560
Instrument DateJun 15, 2026
Instrument20265529
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanySHEMTOV TITLE, SHEMTOV TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$240,380.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address624 HOLT CEMETERY RD, THOMASTON, AL 36783-3086

Mortgage

Document Number0000005530,
DateJul 17, 2026
Instrument20265530
Lender
NameALABAMA AGENCY CREDIT FLCA
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate6.48%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2646 Hard Labor Rd was $156, up 2.6% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$156.00 (+2.63%)$11,305$56,305 Land $48,000 Building $8,305
2024$152.00 (-1.3%)
2023$154.00 (+3.36%)
2022$149.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2646 Hard Labor Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1994–2020)
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2646 Hard Labor Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3

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