2440 Hard Labor Rd, Chipley, FL 32428 Property Records

Washington County property record for 2440 Hard Labor Rd, Chipley, FL 32428

Property Summary

Property Type	Pasture
Details	2 ba · 1,911 sqft · built 1992
Lot Size	26 acres (1,133,431 sqft)
Owner	2 Individual Names on File
Tax Bill	$3 (2025)
Deeds & Mortgages	Mar 2026 Sale Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000034710000`

Property Details

APN / Parcel Number

Primary APN	`000034710000`
Alternative APNs	`00000000-00-3471-0000` `34710000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,911 sqft Gross Area
1st Floor Area	1,719 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,133,431 sqft (26 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2440 HARD LABOR RD
City	CHIPLEY
State	FL
Zip	32428-5251
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	14 3 14 26.02 ORB 92 P 193 SW1/4 OF SW1/4, LESS ORB 1217 P 791, LESS ORB 1218 P 794. (ELE ORB 1261 P 892)(ELE ORB 1261 P 895)
Legal Range	14W
Legal Township	03S
Legal Section	14
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1007
Census Tract	970303

Owner

2440 Hard Labor Rd, an agricultural property, is owned and occupied by two individuals who acquired it in March 2026.

Source: Washington County records, as of April 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Warranty Deed, Transfer
Oct 8, 2025	Warranty Deed, Transfer
Jan 3, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 3, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 17, 2026
Transfer Doc	0000002119
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 24, 2026
Property Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251
Document Number	0067002119
Book / Page	1365 / 636
Instrument Date	Mar 17, 2026
Instrument	202667002119
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 8, 2025
Property Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251
Document Number	0067007172
Book / Page	1350 / 61
Instrument Date	Oct 8, 2025
Instrument	202567007172
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Jan 3, 2023
Property Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251
Document Number	0067000033
Book / Page	1261 / 895
Instrument Date	Jan 2, 2023
Instrument	202367000033
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Jan 3, 2023
Property Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251
Document Number	0067000032
Book / Page	1261 / 892
Instrument Date	Jan 2, 2023
Instrument	202367000032
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 HARD LABOR RD, CHIPLEY, FL 32428-5251

Tax Assessment & Valuation

The 2025 property tax bill for 2440 Hard Labor Rd was $3 with exemptions applied.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$30,567 (+2.38%)	$112,209 (+7.72%) Land $49,438 Building $62,771
2024	Homeowner's exemption	$29,857 (+2.45%)	$104,168 (+11.61%)
2023	Homeowner's exemption	$29,144 (+4.55%)	$93,336 (+31.25%)
2022	$13.00 Homeowner's exemption	$27,876	$71,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2440 Hard Labor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2440 Hard Labor Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wildstar Networks.

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