2646 E Bear Creek Ln, Phoenix, AZ 85024 Property Records

Maricopa County property record for 2646 E Bear Creek Ln, Phoenix, AZ 85024

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,229 sqft · built 2007
Lot Size0.181 acres (7,915 sqft)
OwnerIndividual Name on File
Last Sale$378,993 (Sep 2007)
Tax Bill$2,657 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN212-42-729

Property Details

APN / Parcel Number

Primary APN212-42-729

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,229 sqft Living Area
1st Floor Area2,229 sqft

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,915 sqft (0.181 acres)
Parking Spaces2 Parking Spaces
Patio Area99 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2646 E BEAR CREEK LN
CityPHOENIX
StateAZ
Zip85024-5283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionDESERT PEAK UNIT 3 MCR 849-12
Legal Range03E
Legal Township04N
Legal Section11
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionDESERT PEAK UNIT 3
Legal Lot Number192
Legal Unit3
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group1
Census Block1001
Census Tract612402

Owner

2646 E Bear Creek Ln is owned and occupied by an individual who bought it in September 2007.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2646 E BEAR CREEK LN, PHOENIX, AZ 85024-5283
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2007 · Amount on File
Deed SaleSep 27, 2007 · Amount on File
Prior SaleSep 27, 2007 · Amount on File
Deed Document Number20071067347
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2646 E BEAR CREEK LN, PHOENIX, AZ 85024-5283
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanyCHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000565134
DateJun 26, 2020
Instrument20200565134
Lender
NameLHM FINANCIAL CORP
TypeFunding / Finance Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJul 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2646 E Bear Creek Ln was $2,657.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,180$561,800 Land $112,300 Building $449,500
2025$2,657.00
2024$56,750$567,500 Land $113,500 Building $454,000
2023$2,529.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2646 E Bear Creek Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2646 E Bear Creek Ln is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 62% of Arizona
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon.

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