2634 E Bear Creek Ln, Phoenix, AZ 85024 Property Records

Maricopa County property record for 2634 E Bear Creek Ln, Phoenix, AZ 85024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,229 sqft · built 2007
Lot Size	0.243 acres (10,597 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Sep 2014)
Tax Bill	$2,699 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`212-42-732`

Property Details

APN / Parcel Number

Primary APN	`212-42-732`
Alternative APN	`212427325`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,229 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	2,229 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,597 sqft (0.243 acres)
Parking Spaces	2 Parking Spaces
Pool Area	664 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2634 E BEAR CREEK LN
City	PHOENIX
State	AZ
Zip	85024-5283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT PEAK UNIT 3 MCR 849-12
Legal Range	3E
Legal Township	4N
Legal Section	11
Legal Subdivision	DESERT PEAK UNIT 3
Legal Lot Number	195
Legal Unit	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1001
Census Tract	612402

Owner

2634 E Bear Creek Ln is owned and occupied by two individuals who bought it in September 2014.

Source: Maricopa County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2634 E BEAR CREEK LN, PHOENIX, AZ 85024-5283
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2014 · Amount on File
Deed Sale	Sep 3, 2014 · Amount on File
Prior Sale	Nov 8, 2007 · Amount on File
Deed Document Number	2014584548
Prior Transfer Date	Nov 6, 2007
Prior Transfer Doc	0001205394
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 29, 2026
Property Address	2634 E BEAR CREEK LN, PHOENIX, AZ 85024-5283
Document Number	0000385617
Instrument Date	Jun 23, 2026
Instrument	2026385617
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2634 E BEAR CREEK LN, PHOENIX, AZ 85024-5283

Mortgage

Document Number	0000385617,
Date	Jun 29, 2026
Instrument	2026385617

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2634 E BEAR CREEK LN, PHOENIX, AZ 85024-5283
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2634 E BEAR CREEK LN, PHOENIX, AZ 85024-5283

Mortgage

Document Number	0001058838
Date	Nov 2, 2020
Instrument	20201058838

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 13, 2021
Property Address	2634 E BEAR CREEK LN, PHOENIX, AZ 85024-5283
Document Number	0000987659
Map Reference	MB 849 PG 12
Instrument Date	Sep 8, 2021
Instrument	20210987659
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	QUALITY TITLE COMPANY, EQUITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2634 E BEAR CREEK LN, PHOENIX, AZ 85024-5283

Mortgage

Document Number	0000987660
Date	Sep 13, 2021
Instrument	20210987660

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2634 E BEAR CREEK LN, PHOENIX, AZ 85024-5283
Document Number	0000180663
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2634 E BEAR CREEK LN PHOENIX AZ 850245283, PHOENIX, AZ 85024-5283

Mortgage

Document Number	0000180663
Date	Mar 2, 2020
Instrument	180663

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 2634 E Bear Creek Ln was $2,699.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,660 (+110.62%)	$656,600 (+1.55%) Land $131,300 Building $525,300
2025	$2,699.00	$31,175 (-52.22%)	$646,600 (-0.9%) Land $129,300 Building $517,300
2024		$65,250	$652,500 Land $130,500 Building $522,000
2023	$2,570.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2634 E Bear Creek Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2634 E Bear Creek Ln is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 62% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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