2646 Cottage Loop, Park City, UT 84098 Property Records

Summit County property record for 2646 Cottage Loop, Park City, UT 84098

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,380 sqft · built 1995
Lot Size	0.031 acres (1,380 sqft)
Owner	Individual Name on File
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PBC-1-28`

Property Details

APN / Parcel Number

Primary APN	`PBC-1-28`
Alternative APN	`0306203`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1995
Lot Area	1,380 sqft (0.031 acres)

Location & Zoning

Account Number	0306203
Street Address	2646 COTTAGE LOOP
City	PARK CITY
State	UT
Zip	84098-8257
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 28 PINEBROOK COTTAGES PHASE 1, A CONDOMINIUM PROJECT TOGETHER WITH AN UND 0.95% INT IN THE COMMON AREAS; ACCORDING TO TH
Legal Subdivision	PINEBROOK COTTAGES
Legal Phase	1
Legal Unit	28
Jurisdiction	SUMMIT UT
Township / Civil Division	PARK CITY
Census Block Group	4
Census Block	4010
Census Tract	964304

Owner

2646 Cottage Loop, a condominium, is owned and occupied by an individual who acquired it in March 2021.

Source: Summit County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2646 COTTAGE LOOP, PARK CITY, UT 84098-8257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 29, 2020	Quit Claim Deed, Transfer WERNER FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021
Deed Sale	Mar 5, 2021
Prior Sale	May 29, 2020
Deed Document Number	1157204
Deed Book / Page	2645 / 1871
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Mar 5, 2021
Property Address	2646 COTTAGE LOOP, PARK CITY, UT 84098-8257
Document Number	2645/1871
Book / Page	2645 / 1871
Instrument Date	Feb 23, 2021
Instrument	1157204
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	SUMMIT ESCROW AND TITLE, SUMMIT ESCROW & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 COTTAGE LOOP, PARK CITY, UT 84098-8257

Mortgage

Document Number	1157205
Date	Mar 5, 2021
Instrument	1157205

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMMIT UT
Recording Date	May 29, 2020
Property Address	2646 COTTAGE LOOP, PARK CITY, UT 84098-8257
Document Number	0001133013
Book / Page	002573 / 000805
Instrument Date	May 28, 2020
Instrument	1133013
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2646 COTTAGE LOOP PARK CITY UT 840988257, PARK CITY, UT 84098-8257

Mortgage

Document Number	1133014
Date	May 29, 2020
Book Page	002573/000807
Instrument	1133014

Lender

Name	WERNER FAMILY TRUST (PT)

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2646 Cottage Loop was $2,356.

Source: Summit County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Summit County
Unified School District	Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,356.00	$398,475 (-11.02%) Building $398,475	$724,500 (-11.02%) Building $724,500
2024	$2,356.00 (-9.59%)	$447,810 (-1.67%) Building $447,810	$814,200 (-1.67%) Building $814,200
2023	$2,606.00 (-5.55%)	$455,400 (+6.84%) Building $455,400	$828,000 (+6.84%) Building $828,000
2022	$2,759.00	$426,250 Building $426,250	$775,000 Building $775,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2646 Cottage Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2646 Cottage Loop is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 62% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GORGOZA MUTUAL WATER CO private · serves 4,326 people · EPA ID UTAH22030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Utah Broadband.

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