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2645 Winchester Cir, Eustis, FL 32726 Property Records

Lake County property record for 2645 Winchester Cir, Eustis, FL 32726 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,452 sqft · built 1996
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Oct 2019)
Tax Bill$2,439 (2024)
Deeds & MortgagesNov 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-19-27-1150-000-03300

Property Details

APN / Parcel Number

Primary APN07-19-27-1150-000-03300
Alternative APNs
  • 271907115000003300
  • 3603362

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,452 sqft Living Area
Gross Area1,832 sqft
1st Floor Area1,292 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,001 sqft (0.115 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3603362
Street Address2645 WINCHESTER CIR
CityEUSTIS
StateFL
Zip32726-5230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEUSTIS WINCHESTER ESTATES SUB LOT 33 PB 36 PG 14 ORB 5351 PG 69
Legal Range27E
Legal Township19S
Legal Section7
Legal SubdivisionEUSTIS WINCHESTER ESTATES SUB
Legal Tract1150
Legal Block1
Legal Lot Number33
JurisdictionLAKE FL
Township / Civil DivisionEUSTIS
Census Block Group1
Census Block1011
Census Tract30208

Owner

Source: Lake County records · APN 07-19-27-1150-000-03300

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2645 WINCHESTER CIR, EUSTIS, FL 32726-5230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 02, 2019Warranty Deed, Transfer · FHA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2019 · Amount on Record
Deed SaleOct 02, 2019 · Amount on Record
Prior SaleNov 21, 2008 · Amount on Record
Deed Document Number2019111130
Deed Book / Page5351 / 69
Prior Transfer DateNov 01, 2004
Prior Transfer Doc0026880372
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address2645 WINCHESTER CIR, EUSTIS, FL 32726-5230
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2645 WINCHESTER CIR, EUSTIS, FL 32726-5230

Mortgage

Document Number0058341223
DateNov 10, 2021
Book Page5834/1223
Instrument2021156346
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueNov 01, 2049

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 02, 2019
Property Address2645 WINCHESTER CIR, EUSTIS, FL 32726-5230
Document Number0053510069
Book / Page5351 / 0069
Map ReferenceMB 36 PG 14
Instrument DateSep 24, 2019
Instrument2019111130
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11343 ROSE AVE, 11343, LEESBURG, FL 34788-4442

Transferred To (Grantee/Buyer)

NameVerified Name
Address2645 WINCHESTER CIR, EUSTIS, FL 32726-5230

Mortgage

Document Number0053510071
DateOct 02, 2019
Instrument5351/0071
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityEustis City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$172,930 (+2.9%)$238,088 (-) Land $87,500 Building $150,588
2025$168,060 (+5.98%) Land $87,500 Building $80,560$238,088 (+2.32%) Land $87,500 Building $150,588
2024$2,439.00 (+4.86%)
2023$2,326.00 (+2.06%) Homeowner's exemption$158,580 (+2.99%)$232,700 (+23.42%) Land $87,500 Building $145,200
2022$2,279.00 Homeowner's exemption$153,970$188,550 Land $43,350 Building $145,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690302081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2014–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2025, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20

May also be available at this address: Lumen Technologies, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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