Travis County property record for 2645 W 45th St, Austin, TX 78731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,312 sqft · built 2021 |
| Lot Size | 0.218 acres (9,487 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,649,200 (Jun 2023) |
| Tax Bill | $24,626 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0226000801 |
| Primary APN | 0226000801 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,312 sqft Living Area |
| Gross Area | 4,007 sqft |
| 1st Floor Area | 1,785 sqft |
| 2nd Floor Area | 1,527 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 9,487 sqft (0.218 acres) |
| Lot Dimensions | 90 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 527 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 226250 |
|---|---|
| Street Address | 2645 W 45TH ST |
| City | AUSTIN |
| State | TX |
| Zip | 78731-5941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 SHOAL VILLAGE SEC 2 |
| Legal Subdivision | SHOAL VILLAGE SEC 2 |
| Legal Lot Number | 34 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | AUSTIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 101 |
2645 W 45th St is owned and occupied by two individuals who bought it in June 2023.
Source: Travis County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2645 W 45TH ST, AUSTIN, TX 78731-5941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Apr 23, 2021 | Deed of Trust, Mortgage SOUTHSIDE BANK |
| Jun 23, 2023 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PROSPERITY BANK |
| Jun 15, 2018 | Warranty Deed, Transfer |
| Jun 15, 2018 | Loan Modification, Mortgage · Line of Credit SOUTHSIDE BK |
| Apr 13, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on File |
| Deed Sale | Jun 23, 2023 · Amount on File |
| Prior Sale | Jun 15, 2018 · Amount on File |
| Deed Document Number | 202370081 |
| Prior Transfer Date | Aug 10, 2007 |
| Prior Transfer Doc | 0000153001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Jul 24, 2026 |
| Property Address | 2645 W 45TH ST, AUSTIN, TX 78731-5941 |
| Document Number | 0000088255 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202688255 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000088255, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202688255 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 11, 2041 |
| Rate | 5.81% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 2645 W 45TH ST, AUSTIN, TX 78731-5941 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | GRAYSTONE TITLE |
| Name | Verified Name |
|---|---|
| Address | 9111 JOLLYVILLE RD 111, 111, AUSTIN, TX 78759-7406 |
| Investor | Possibly a Property Investor |
| Document Number | 0000090426 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021090426 |
| Name | SOUTHSIDE BANK |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75710 |
| Amount | Amount on Record |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Jun 23, 2023 |
| Property Address | 2645 W 45TH ST, AUSTIN, TX 78731-5941 |
| Document Number | 0000070081 |
| Map Reference | VOL 5 PG 150 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023070081 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | GRAYSTONE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2645 W 45TH ST, AUSTIN, TX 78731-5941 |
| Document Number | 0000070082 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023070082 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Jun 15, 2018 |
| Property Address | 2645 W 45TH ST, AUSTIN, TX 78731-5941 |
| Document Number | 0000093566 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 93566 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9111 JOLLYVILLE RD #111 AUSTIN TX 787597406, 111, AUSTIN, TX 78759-7406 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Jun 15, 2018 |
| Property Address | 2645 W 45TH ST, AUSTIN, TX 78731-5941 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 93567 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9111 JOLLYVILLE RD #111 AUSTIN TX 787597406, 111, AUSTIN, TX 78759-7406 |
| Investor | Possibly a Property Investor |
| Document Number | 0000093567 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 93567 |
| Name | SOUTHSIDE BK |
|---|---|
| Type | Bank |
| Address | PO BOX 1079, TYLER, TX 75710-1079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Apr 13, 2018 |
| Property Address | 2645 W 45TH ST, AUSTIN, TX 78731-5941 |
| Document Number | 0000055610 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 55610 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 2645 W 45th St was $24,626 with exemptions applied, down 8.3% from the year before.
Source: Travis County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Austin City |
| County | Travis County |
| Unified School District | Austin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,626.00 (-8.34%) Homeowner's exemption Senior Citizen's exemption | $1,550,000 (-) Land $437,173 Building $1,112,827 | $1,550,000 (-) Land $437,173 Building $1,112,827 |
| 2024 | $26,868.00 Homeowner's exemption | $1,550,000 (-30.49%) Land $522,500 Building $1,027,500 | $1,550,000 (-30.49%) Land $522,500 Building $1,027,500 |
| 2023 | $2,229,757 (+134.72%) Land $522,500 Building $1,707,257 | $2,229,757 (+134.72%) Land $522,500 Building $1,707,257 | |
| 2022 | $18,761.00 | $949,977 Land $522,500 Building $427,477 | $949,977 Land $522,500 Building $427,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2645 W 45th St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 18 (1981–2014) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2645 W 45th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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