2645 Sterling Ct, Diamond (Coal City), IL 60416 Property Records

Grundy County property record for 2645 Sterling Ct, Diamond, IL 60416

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,872 sqft · built 2004
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Tax Bill	$8,373 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01-229-024`

Property Details

APN / Parcel Number

Primary APN	`09-01-229-024`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,872 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	2645 STERLING CT
City	DIAMOND
State	IL
Zip	60416-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING ESTATES SUB UNIT 2 LT 13 SEC 1-32-8
Legal Range	08W
Legal Township	32N
Legal Section	01
Legal Subdivision	STERLING ESTATES
Legal Lot Number	13
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	BRACEVILLE
Census Block Group	1
Census Block	1013
Census Tract	800

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2645 STERLING CT, DIAMOND, IL 60416-2023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	2645 STERLING CT, DIAMOND, IL 60416-2023
Document Number	0000595166
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	SNP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 STERLING CT DIAMOND IL 604162023, DIAMOND, IL 60416-2023

Mortgage

Document Number	0000595166
Date	Aug 21, 2020
Instrument	595166

Lender

Name	HLP MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2035

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Braceville Township
Municipality	Diamond Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,373.00 (+28.34%)	$147,907 (+21.99%) Land $18,630 Building $129,277	$443,721 (+21.99%) Land $55,890 Building $387,831
2022	$6,524.00 Homeowner's exemption	$121,248 Land $15,272 Building $105,976	$363,744 Land $45,816 Building $317,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAMOND serves 2,508 people · EPA ID IL0630250
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20