Grundy County property record for 2640 Sterling Ct, Diamond, IL 60416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,698 sqft · built 2002 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,579 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01-229-017 |
| Primary APN | 09-01-229-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,698 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 2640 STERLING CT |
|---|---|
| City | DIAMOND |
| State | IL |
| Zip | 60416-1379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING ESTATES SUB UNIT 2 LT 12 SEC 1-32-8 |
| Legal Range | 08W |
| Legal Township | 32N |
| Legal Section | 01 |
| Legal Subdivision | STERLING ESTATES |
| Legal Lot Number | 12 |
| Legal Unit | 2 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | BRACEVILLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 800 |
2640 Sterling Ct is owned and occupied by two individuals.
Source: Grundy County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2640 STERLING CT, DIAMOND, IL 60416-1379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC |
| Oct 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Oct 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ACCUNET MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 2640 STERLING CT, DIAMOND, IL 60416-1379 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000619092 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 619092 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 14, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 14, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.49% |
| Index | 1-Year CMT |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 2640 STERLING CT, DIAMOND, IL 60416-1379 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | CARRINGTON TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000600418 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 600418 |
| Name | BLUELEAF LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 2640 STERLING CT, DIAMOND, IL 60416-1379 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000573061 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 573061 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 2640 STERLING CT, DIAMOND, IL 60416-1379 |
| Document Number | 0000588563 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2640 STERLING CT DIAMOND IL 604161379, DIAMOND, IL 60416-1379 |
| Document Number | 0000588563 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 588563 |
| Name | ACCUNET MTG LLC |
|---|---|
| Address | WAUKESHA, WI 53188 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 6, 2034 |
| Rate | 4.12% |
|---|
The 2025 property tax bill for 2640 Sterling Ct was $7,579 with a homeowner's exemption.
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Braceville Township |
| Municipality | Diamond Village |
| Unified School District | Coal City Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,579.00 | $133,888 Land $18,630 Building $115,258 | $401,664 Land $55,890 Building $345,774 |
| 2022 | $5,873.00 Homeowner's exemption | $109,756 Land $15,272 Building $94,484 | $329,268 Land $45,816 Building $283,452 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2640 Sterling Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2640 Sterling Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIAMOND serves 2,508 people · EPA ID IL0630250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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