2645 Gilbert Rd, Mount Airy, MD 21771 Property Records

Carroll County property record for 2645 Gilbert Rd, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,876 sqft · built 1987
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on File
Last Sale$560,000 (Sep 2021)
Tax Bill$6,730 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-025847

Property Details

APN / Parcel Number

Primary APN09-025847
Alternative APNs
  • 9025847
  • 025847

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,876 sqft Total Area
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area87,991 sqft (2.02 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area112 sqft
Deck Area644 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number025847
Street Address2645 GILBERT RD
CityMOUNT AIRY
StateMD
Zip21771-8819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 32 - 2.02 ACS 2645 GILBERT RD 28-41 SE BRADDOCK ESTATES PLT A
Legal SubdivisionBRADDOCK ESTATES
Legal Lot Number32
JurisdictionCARROLL MD
Township / Civil Division9, FRANKLIN
Census Block Group1
Census Block1009
Census Tract509002

Owner

2645 Gilbert Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2645 GILBERT RD, MOUNT AIRY, MD 21771-8819
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleDec 29, 1987 · Amount on File
Deed Book / Page10467 / 82
Record UpdatedOct 29, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateSep 24, 2021
Property Address2645 GILBERT RD, MOUNT AIRY, MD 21771-8819
Document Number0104670082
Book / Page10467 / 82
Map ReferenceMB 28 FO 41
Instrument DateSep 3, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2645 GILBERT RD, MOUNT AIRY, MD 21771-8819

Mortgage

Document Number0001046788
DateSep 24, 2021
Instrument10467/88
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term362 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2645 Gilbert Rd was $6,730, up 8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,730.00 (+8.01%)$595,667$640,300 Land $210,200 Building $430,100
2025$6,231.00
2023$5,313.00$470,200$506,400 Land $190,200 Building $316,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 Gilbert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Gilbert Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gilbert Rd

Nearby Streets

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