2635 Gilbert Rd, Mount Airy, MD 21771 Property Records

Carroll County property record for 2635 Gilbert Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,452 sqft · built 1987
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on File
Last Sale	$558,000 (Oct 2017)
Tax Bill	$8,863 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-025855`

Property Details

APN / Parcel Number

Primary APN	`09-025855`
Alternative APNs	`9025855` `025855`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,452 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	88,862 sqft (2.04 acres)
Garage Type	Mixed
Garage Area	1,444 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	836 sqft
Porch	Slab
Porch Area	144 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	025855
Street Address	2635 GILBERT RD
City	MOUNT AIRY
State	MD
Zip	21771-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 33 - 2.04 ACS 2635 GILBERT RD 28-41 SC BRADDOCK ESTATES PLT A
Legal Subdivision	BRADDOCK ESTATES
Legal Lot Number	33
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	1
Census Block	1009
Census Tract	509002

Owner

2635 Gilbert Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2635 GILBERT RD, MOUNT AIRY, MD 21771-8819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST FINANCIAL LLC
Mar 12, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADMIRALS BANK
Dec 3, 2019	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG
Oct 25, 2017	Grant Deed, Transfer · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Prior Sale	Aug 18, 1987 · Amount on File
Deed Document Number	20178843-0203
Deed Book / Page	8843 / 203
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2635 GILBERT RD, MOUNT AIRY, MD 21771-8819
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110820389
Date	Jul 31, 2023
Book Page	11082/389

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2635 GILBERT RD, MOUNT AIRY, MD 21771-8819
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	PROPERTY T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 S GILBERT RD, MOUNT AIRY, MD 21771

Mortgage

Document Number	0103920213
Date	Aug 3, 2021
Book Page	10392/213

Lender

Name	CORNERSTONE FIRST FINANCIAL LLC
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2635 GILBERT RD, MOUNT AIRY, MD 21771-8819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089610025
Date	Mar 12, 2018
Book Page	8961/0025

Lender

Name	ADMIRALS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	82 Months
Due	Jan 12, 2025

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2635 GILBERT RD, MOUNT AIRY, MD 21771-8819
Document Number	0095070163
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2635 GILBERT RD MOUNT AIRY MD 217718819, MOUNT AIRY, MD 21771-8819

Mortgage

Document Number	0095070163
Date	Dec 12, 2019
Book Page	009507/000163

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 25, 2017
Property Address	2635 GILBERT RD, MOUNT AIRY, MD 21771-8819
Document Number	0088430203
Book / Page	008843 / 000203
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	EAST COAST ABSTRACT INC.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2635 GILBERT RD MOUNT AIRY MD 217718819, MOUNT AIRY, MD 21771-8819

Mortgage

Document Number	88430208
Date	Oct 25, 2017
Book Page	008843/000208

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2635 Gilbert Rd was $8,863, up 8.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,863.00 (+8.42%)	$786,067	$847,500 Land $210,400 Building $637,100
2025	$8,175.00
2023	$7,272.00	$643,600	$663,200 Land $190,400 Building $472,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2635 Gilbert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2635 Gilbert Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gilbert Rd

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