2645 Eagle Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 2645 Eagle Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,484 sqft · built 2009
Lot Size	0.371 acres (16,188 sqft)
Owner	Individual Name on File
Last Sale	$331,000 (Apr 2009)
Tax Bill	$3,759 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-22-26-1196-000-29500`

Property Details

APN / Parcel Number

Primary APN	`32-22-26-1196-000-29500`
Alternative APN	`3844646`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,484 sqft Living Area
1st Floor Area	2,484 sqft
Basement Area	2,484 sqft
Finished Basement	2,484 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	16,188 sqft (0.371 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3844646
Street Address	2645 EAGLE LAKE DR
City	CLERMONT
State	FL
Zip	34711-6352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOST LAKE TRACT B PB 56 PG 76-78 LOT 295 ORB 3763 PG 585
Legal Range	26E
Legal Township	22S
Legal Section	32
Legal Subdivision	LOST LAKE
Legal Tract	B
Legal Lot Number	295
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2048
Census Tract	31315

Owner

2645 Eagle Lake Dr is owned and occupied by an individual who bought it in April 2009.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2645 EAGLE LAKE DR, CLERMONT, FL 34711-6352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2009 · Amount on File
Deed Sale	Apr 29, 2009 · Amount on File
Prior Sale	Jun 6, 2007 · Amount on File
Deed Document Number	2009045731
Deed Book / Page	3763 / 0585
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2645 EAGLE LAKE DR, CLERMONT, FL 34711-6352
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 EAGLE LAKE DR, CLERMONT, FL 34711-6352

Mortgage

Document Number	0056061835
Date	Dec 22, 2020
Book Page	5606/1835
Instrument	2020144557

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$268,900 Land $80,000 Building $188,900	$490,911 Land $80,000 Building $410,911
2024	$3,759.00 (+2.01%)
2023	$3,685.00 (+3.13%) Homeowner's exemption	$253,720 (+3%)	$402,300 (-) Land $60,000 Building $342,300
2022	$3,573.00 Homeowner's exemption	$246,330	$402,300 Land $60,000 Building $342,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 Eagle Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Eagle Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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