2638 Eagle Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 2638 Eagle Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,267 sqft · built 2007
Lot Size	0.424 acres (18,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jun 2019)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-26-1196-000-26400`

Property Details

APN / Parcel Number

Primary APN	`32-22-26-1196-000-26400`
Alternative APN	`3844615`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,267 sqft Living Area
1st Floor Area	1,999 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	18,499 sqft (0.424 acres)
Garage Type	Finished
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	589 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3844615
Street Address	2638 EAGLE LAKE DR
City	CLERMONT
State	FL
Zip	34711-6325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOST LAKE TRACT B PB 56 PG 76-78 LOT 264 ORB 5300 PG 22
Legal Range	26E
Legal Township	22S
Legal Section	32
Legal Subdivision	LOST LAKE
Legal Tract	B
Legal Lot Number	264
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2047
Census Tract	31315

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2638 EAGLE LAKE DR, CLERMONT, FL 34711-6325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 21, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONS RELIABLE LNDG
Jun 25, 2019	Warranty Deed, Transfer · VA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Nov 29, 2007 · Amount on Record
Deed Document Number	2019071048
Deed Book / Page	5300 / 0022
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2638 EAGLE LAKE DR, CLERMONT, FL 34711-6325
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 EAGLE LAKE DR, CLERMONT, FL 34711-6325

Mortgage

Document Number	0057210402
Date	Jun 2, 2021
Book Page	5721/402
Instrument	2021075687

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2638 EAGLE LAKE DR, CLERMONT, FL 34711-6325
Document Number	0053011051
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	235 TRES REYES LN GROVELAND FL 347368023, GROVELAND, FL 34736-8023

Mortgage

Document Number	0053011051
Date	Jun 26, 2019
Book Page	005301/001051
Instrument	72127

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 25, 2019
Property Address	2638 EAGLE LAKE DR, CLERMONT, FL 34711-6325
Document Number	0053000022
Book / Page	005300 / 000022
Instrument Date	Jun 21, 2019
Instrument	71048
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2638 EAGLE LAKE DR CLERMONT FL 347116325, CLERMONT, FL 34711-6325

Mortgage

Document Number	53000024
Date	Jun 25, 2019
Book Page	005300/000024
Instrument	71049

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,540 (+5.98%) Land $80,000 Building $158,540	$482,487 (+26.69%) Land $80,000 Building $402,487
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$225,070	$380,849 Land $60,000 Building $320,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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