2645 E Cedar Wapsi Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2645 E Cedar Wapsi Rd, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property TypeRural Home
Details4 bd · 1.5 ba · 2,696 sqft · built 1910
Lot Size38.4 acres (1,676,189 sqft)
OwnerIndividual Name on File
Tax Bill$4,984 (2025)
Flood ZoneZone X (minimal risk)
APN9012-08-451-001

Property Details

APN / Parcel Number

Primary APN9012-08-451-001

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,696 sqft Living Area
1st Floor Area1,104 sqft
Basement Area1,232 sqft
Unfinished Basement1,232 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAsbestos
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,676,189 sqft (38.4 acres)
Garage TypeDetached
Garage Area828 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck Area132 sqft
Patio Area368 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2645 E CEDAR WAPSI RD
CityWATERLOO
StateIA
Zip50703-9548
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSW SE EXC S 50 FT SEC 8 T 90 R 12
Legal Range12W
Legal Township90N
Legal Section08
JurisdictionBLACK HAWK IA
Township / Civil DivisionBENNINGTON
Census Block Group1
Census Block1021
Census Tract2700

Owner

Source: Black Hawk County records · APN 9012-08-451-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address510 SCHUMACHER BLVD, DENVER, IA 50622-1010
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictDenver Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,984.00$345,820 (+11.28%) Land $95,800 Building $250,020$345,820 (+11.28%) Land $95,800 Building $250,020
2024$4,984.00 (+9.78%)
2023$310,760 (+31.8%) Land $74,720 Building $236,040$310,760 (+31.8%) Land $74,720 Building $236,040
2022$4,540.00 Additional exemption filed$235,780 Land $60,160 Building $175,620
2021$235,780 Land $60,160 Building $175,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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