Winneshiek County property record for 2645 Clay Hill Rd, Decorah, IA 52101
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 0.5 ba · 1,233 sqft · built 1979 |
| Lot Size | 37.7 acres (1,644,390 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $724 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 111120000300 |
| Primary APN | 111120000300 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 0.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,233 sqft Living Area |
| 1st Floor Area | 475 sqft |
| Basement Area | 475 sqft |
| Finished Basement | 240 sqft |
| Flooring | Hardwood |
| Interior Walls | Log |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,644,390 sqft (37.7 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 378 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2645 CLAY HILL RD |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-7390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOTS 1,2 & 1 OF 3 & 4 SW NE |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 11 |
| Legal Lot Number | 1,2 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 950200 |
2645 Clay Hill Rd, a rural home, is owned and occupied by two individuals.
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2645 CLAY HILL RD, DECORAH, IA 52101-7390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2645 Clay Hill Rd was $724 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724.00 | $80,460 (-) Land $27,190 Building $53,270 | $80,460 (-) Land $27,190 Building $53,270 |
| 2025 | $724.00 (+19.47%) Homeowner's exemption | $80,460 Land $27,190 Building $53,270 | $80,460 Land $27,190 Building $53,270 |
| 2024 | $606.00 | ||
| 2023 | $62,640 (+17.61%) Land $20,080 Building $42,560 | $62,640 Land $20,080 Building $42,560 | |
| 2022 | $728.00 Homeowner's exemption Additional exemption filed | $53,260 Land $16,090 Building $37,170 | |
| 2021 | $53,260 Land $16,090 Building $37,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2645 Clay Hill Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2645 Clay Hill Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 80 / 10 |
| Harmony Telephone Company Fixed Wireless | 50 / 10 |
5G and 4G LTE (outdoors only)
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