2557 Clay Hill Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2557 Clay Hill Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,851 sqft · built 1976
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Jun 2019)
Tax Bill	$4,218 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111315100200`

Property Details

APN / Parcel Number

Primary APN	`111315100200`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,305 sqft
Basement Area	1,305 sqft
Finished Basement	1,050 sqft
Unfinished Basement	255 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	420 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2557 CLAY HILL RD
City	DECORAH
State	IA
Zip	52101-7387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-1-3 SW NW
Legal Range	08W
Legal Township	98N
Legal Section	13
Legal Subdivision	SCENIC VIEW ESTATES THIRD ADD
Legal Lot Number	1-3
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4015
Census Tract	950200

Owner

2557 Clay Hill Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2557 CLAY HILL RD, DECORAH, IA 52101-7387
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Prior Sale	Jul 24, 2013 · Amount on File
Deed Document Number	20191616
Deed Book / Page	2019 / 1616
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 25, 2019
Property Address	2557 CLAY HILL RD, DECORAH, IA 52101-7387
Document Number	2019/1616
Book / Page	2019 / 1616
Instrument Date	Jun 20, 2019
Instrument	1616
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2557 CLAY HILL RD, DECORAH, IA 52101-7387

Mortgage

Document Number	02019/1617
Date	Jun 25, 2019
Book Page	2019/1617
Instrument	1617

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 2557 Clay Hill Rd was $4,218 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,218.00	$379,290 (-) Land $39,150 Building $340,140	$379,290 (-) Land $39,150 Building $340,140
2025	$4,218.00 (+4.82%) Homeowner's exemption	$379,290 Land $39,150 Building $340,140	$379,290 Land $39,150 Building $340,140
2024	$4,024.00
2023		$336,880 (+15.46%) Land $39,150 Building $297,730	$336,880 Land $39,150 Building $297,730
2022	$3,758.00 Homeowner's exemption	$291,780 Land $32,630 Building $259,150
2021			$291,780 Land $32,630 Building $259,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2557 Clay Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2557 Clay Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: GigFire, Harmony Telephone Company.

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