Montgomery County property record for 2644 Willowridge Dr, Dayton, OH 45414
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,707 sqft · built 1966 |
| Lot Size | 0.248 acres (10,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,800 (Oct 2020) |
| Tax Bill | $3,686 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A01-26010-0005 |
| Primary APN | A01-26010-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| Gross Area | 2,185 sqft |
| 1st Floor Area | 1,707 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,799 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 478 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 208 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Canopy | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2644 WILLOWRIDGE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45414-2838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 217 IMPERIAL HILLS SEC 7 |
| Legal Subdivision | IMPERIAL HILLS |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 110201 |
Source: Montgomery County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2644 WILLOWRIDGE DR, DAYTON, OH 45414-2838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Mar 8, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 23, 2020 | Grant Deed, Transfer · Conventional Mortgage FIFTH THIRD BK |
| Aug 14, 2017 | Warranty Deed, Transfer VANTAGE LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Prior Sale | Aug 14, 2017 · Amount on Record |
| Deed Document Number | 202064002 |
| Prior Transfer Date | Sep 11, 2020 |
| Prior Transfer Doc | 0000064002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 14, 2026 |
| Property Address | 2644 WILLOWRIDGE DR, DAYTON, OH 45414-2838 |
| Document Number | 0000055194 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 202655194 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2644 WILLOWRIDGE DR, DAYTON, OH 45414-2838 |
| Document Number | 0000055194, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 202655194 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2644 WILLOWRIDGE DR, DAYTON, OH 45414-2838 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2644 WILLOWRIDGE DR, DAYTON, OH 45414-2838 |
| Document Number | 0000012101 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 202300012101 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 24, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 23, 2020 |
| Property Address | 2644 WILLOWRIDGE DR, DAYTON, OH 45414-2838 |
| Document Number | 0000064002 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 64002 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | WAVE TITLE AGENCY INC, WAVE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $461.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2644 WILLOWRIDGE DR DAYTON OH 454142838, DAYTON, OH 45414-2838 |
| Document Number | 64003 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 64003 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 14, 2017 |
| Property Address | 2644 WILLOWRIDGE DR, DAYTON, OH 45414-2838 |
| Document Number | 0000047706 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 47706 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Title Company | VANTAGE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $358.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2644 WILLOWRIDGE DR DAYTON OH 454142838, DAYTON, OH 45414-2838 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Butler Township |
| Unified School District | Vandalia-Butler City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,686.00 (-0.27%) | $58,340 (-) Land $12,350 Building $45,990 | $166,670 (-) Land $35,280 Building $131,390 |
| 2024 | $3,696.00 (+2.72%) | ||
| 2023 | $3,598.00 (+11.5%) | $58,340 (+4%) Land $12,350 Building $45,990 | $166,670 (+4%) Land $35,280 Building $131,390 |
| 2022 | $3,227.00 | $41,670 Land $8,820 Building $32,850 | |
| 2020 | $119,050 Land $25,200 Building $93,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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