2644 Cook Trl, Ortonville, MI 48462 Property Records

Oakland County property record for 2644 Cook Trl, Ortonville, MI 48462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 1999
Lot Size	3.75 acres (163,350 sqft)
Owner	Individual Name on File
Last Sale	$366,900 (Sep 2022)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D-03-27-301-005`

Property Details

APN / Parcel Number

Primary APN	`D-03-27-301-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	163,350 sqft (3.75 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Patio Area	676 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2644 COOK TRL
City	ORTONVILLE
State	MI
Zip	48462-9237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 27 PART OF SW 1/4 BEG AT PT DIST E 665.02 FT & N 00-09-13 W 2650.24 FT FROM SW SEC COR, TH N 89-46-46 E 461.21 FT, TH S 00-14-08 E 639.58 FT, TH N 45-09-33 W 93.46 FT, TH N 50-00-00 W 110 FT, TH N 32-00-35 W 591.05 FT TO BEG 3.75 A 8-14
Legal Range	09E
Legal Township	05N
Legal Section	27
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	5
Census Block	5005
Census Tract	122400

Owner

2644 Cook Trl is owned and occupied by an individual who bought it in September 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2644 COOK TRL, ORTONVILLE, MI 48462-9237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · VA Mortgage LEGACY MORTGAGE
Sep 29, 2022	Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Jun 6, 2008 · Amount on File
Deed Document Number	2022451571
Deed Book / Page	58153 / 94
Prior Transfer Date	Jun 6, 2006
Prior Transfer Doc	0000146026
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2644 COOK TRL, ORTONVILLE, MI 48462-9237
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 MYRON ST, ORTONVILLE, MI 48462-8824

Mortgage

Document Number	0000450402
Date	Sep 27, 2022
Book Page	58147/9
Instrument	450402

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 29, 2022
Property Address	2644 COOK TRL, ORTONVILLE, MI 48462-9237
Document Number	0000451571
Book / Page	58153 / 94
Instrument Date	Sep 22, 2022
Instrument	451571
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$2,752.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2644 COOK TRL, 2644, ORTONVILLE, MI 48462-9237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 COOK TRL, ORTONVILLE, MI 48462-9237
Investor	Possibly a Property Investor

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2644 COOK TRL, ORTONVILLE, MI 48462-9237
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	NOT AVAILABLE, EMBASSY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 COOK TRL, ORTONVILLE, MI 48462-9237

Mortgage

Document Number	0000113636
Date	Apr 28, 2021
Book Page	56151/387
Instrument	113636

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 2644 Cook Trl was $4,106 with a homeowner's exemption, up 7,796.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Unified School District	Brandon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,106.00 (+7,796.15%) Homeowner's exemption	$215,960	$431,920
2024	$52.00
2023		$183,940	$367,880
2021	$4,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2644 Cook Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2644 Cook Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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