Oakland County property record for 2636 Cook Trl, Ortonville, MI 48462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,363 sqft · built 1990 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jan 2024) |
| Tax Bill | $38 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2024 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D-03-27-326-009 |
| Primary APN | D-03-27-326-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,363 sqft Living Area |
| 1st Floor Area | 1,363 sqft |
| Basement Area | 1,363 sqft |
| Unfinished Basement | 1,363 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 143,748 sqft (3.3 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 323 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2636 COOK TRL |
|---|---|
| City | ORTONVILLE |
| State | MI |
| Zip | 48462-9237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T5N, R9E, SEC 27 PART OF SW 1/4 BEG AT PT DIST N 89-46-46 E 1325.63 FT & N 89-54-32 E 179.37 FT FROM W 1/4 COR, TH N 89-54-32 E 60.63 FT, TH S 27-08-46 E 831.69 FT, TH ALG CURVE TO LEFT, RAD 596.57 FT, CHORD BEARS N 70-32-32 W 399.05 FT, DIST OF 406. |
| Legal Range | 09E |
| Legal Township | 05N |
| Legal Section | 27 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BRANDON |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 122400 |
2636 Cook Trl is owned and occupied by two individuals who bought it in January 2024.
Source: Oakland County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP |
| Jan 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK |
| Nov 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIBE CU |
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit THE STATE BANK |
| Oct 17, 2018 | Deed of Trust, Mortgage OAKLAND COUNTY CU |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| Mar 22, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on File |
| Deed Sale | Jan 8, 2024 · Amount on File |
| Prior Sale | Apr 27, 2012 · Amount on File |
| Deed Document Number | 20242571 |
| Deed Book / Page | 59101 / 494 |
| Prior Transfer Date | Mar 2, 2021 |
| Prior Transfer Doc | 0000072117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Document Number | 20250150467 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 60744/115 |
| Instrument | 20250150467 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 8, 2024 |
| Property Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Document Number | 0000002571 |
| Book / Page | 59101 / 494 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 2571 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Name | Verified Name |
|---|---|
| Address | 50 CAVALIER CT, LYNCHBURG, VA 24502-3675 |
| Document Number | 0059101498 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 59101/498 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Document Number | 0000258677 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 57086/448 |
| Instrument | 258677 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Document Number | 0000473773 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 58272/515 |
| Instrument | 473773 |
| Name | VIBE CU |
|---|---|
| Type | Credit Union |
| Address | NOVI, MI 48377 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Document Number | 0000408955 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 57921/423 |
| Instrument | 408955 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000170897 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 52280/00592 |
| Instrument | 170897 |
| Name | OAKLAND COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | WATERFORD, MI 48327 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000181923 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 53448/00740 |
| Instrument | 181923 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 22, 2021 |
| Property Address | 2636 COOK TRL, ORTONVILLE, MI 48462-9237 |
| Document Number | 0000072117 |
| Book / Page | 55915 / 41 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 72117 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2436 COOK TRL, ORTONVILLE, MI 48462-9237 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Brandon Charter Township |
| Unified School District | Brandon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181,100 | $362,200 | |
| 2024 | $38.00 | ||
| 2023 | $139,850 | $279,700 | |
| 2021 | $3,192.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2636 Cook Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2636 Cook Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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