St. Charles County property record for 2643 Plantation Pt, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,175 sqft · built 1977 |
| Lot Size | 0.043 acres (1,890 sqft) |
| Owner | Company Name on File |
| Last Sale | $115,000 (Sep 2015) |
| Tax Bill | $2,104 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 450000B099 |
| Primary APN | 450000B099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| 1st Floor Area | 1,175 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Spanish |
| Exterior Material | Wood |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,890 sqft (0.043 acres) |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 450000B099 |
|---|---|
| Street Address | 2643 PLANTATION PT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-8431 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HERITAGE #8 BLDG 6 UNIT F |
| Legal Subdivision | HERITAGE #8 |
| Legal Lot Number | F |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311146 |
2643 Plantation Pt, a condominium, is owned by a company that acquired it in March 2023 and is owner-occupied.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2643 PLANTATION PT, SAINT CHARLES, MO 63303-8431 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2015 · Amount on File |
| Deed Sale | Sep 2, 2015 · Amount on File |
| Prior Sale | May 27, 1998 |
| Deed Document Number | 2015583480 |
| Deed Book / Page | 6414 / 1626 |
| Last Transfer Date | Mar 23, 2023 |
| Transfer Doc | 0000011837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 30, 2023 |
| Property Address | 2643 PLANTATION PT, SAINT CHARLES, MO 63303-8431 |
| Document Number | 0000011837 |
| Map Reference | MB 20 PG 27 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023R-011837 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 2643 PLANTATION PT, SAINT CHARLES, MO 63303-8431 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2643 Plantation Pt was $2,104.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,828 (-) | $183,304 (-) Building $183,304 | |
| 2025 | $2,104.00 | $34,828 | $183,304 |
| 2023 | $32,474 | ||
| 2022 | $170,917 Building $170,917 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2643 Plantation Pt in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 19 (1979–2013) |
| Most Recent Claim | Apr 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2643 Plantation Pt is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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