2633 Plantation Pt, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2633 Plantation Pt, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,175 sqft · built 1977
Lot Size	0.05 acres (2,169 sqft)
Owner	Individual Name on File
Last Sale	$242,400 (Aug 2026)
Tax Bill	$2,104 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`450000B094`

Property Details

APN / Parcel Number

Primary APN	`450000B094`
Alternative APN	`3-0118-5205-06-000A.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Spanish
Exterior Material	Plywood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,169 sqft (0.05 acres)
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	450000B094
Street Address	2633 PLANTATION PT
City	SAINT CHARLES
State	MO
Zip	63303-8431
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HERITAGE #8 BLDG 6 UNIT A
Legal Subdivision	HERITAGE #8
Legal Lot Number	A
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2008
Census Tract	311146

Owner

2633 Plantation Pt, a condominium, is owned and occupied by an individual who bought it in August 2026.

Source: St. Charles County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2633 PLANTATION PT, SAINT CHARLES, MO 63303-8431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Apr 24, 2024	Intrafamily Transfer, Transfer
Aug 1, 2022	Personal Representative Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage FRONTIER FINANCIAL INC
Apr 23, 2019	Warranty Deed, Transfer · VA Mortgage FRONTIER FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Nov 25, 2024 · Amount on File
Deed Document Number	202636998
Prior Transfer Date	Apr 15, 2024
Prior Transfer Doc	0000015559
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 4, 2026
Property Address	2633 PLANTATION PT, SAINT CHARLES, MO 63303-8431
Document Number	0000036998
Instrument Date	Aug 3, 2026
Instrument	202636998
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2633 PLANTATION PT, SAINT CHARLES, MO 63303-8431

Mortgage

Document Number	0000036999,
Date	Aug 4, 2026
Instrument	202636999

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 24, 2024
Property Address	2633 PLANTATION PT, SAINT CHARLES, MO 63303-8431
Document Number	0000015559
Instrument Date	Apr 15, 2024
Instrument	2024R-015559
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2633 PLANTATION PT, SAINT CHARLES, MO 63303-8431

August 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 1, 2022
Property Address	2633 PLANTATION PT, SAINT CHARLES, MO 63303-8431
Document Number	0000042623
Map Reference	MB 20 PG 27
Instrument Date	Jul 28, 2022
Instrument	2022R-042623
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2633 PLANTATION PT # A, A, SAINT CHARLES, MO 63303-8431

Mortgage

Document Number	0000042624
Date	Aug 1, 2022
Instrument	2022R-042624

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2633 PLANTATION PT, SAINT CHARLES, MO 63303-8431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STELLAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073541661
Date	Jul 27, 2020
Book Page	7354/1661
Instrument	20200727000526500

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 23, 2019
Property Address	2633 PLANTATION PT, SAINT CHARLES, MO 63303-8431
Document Number	0070630877
Book / Page	7063 / 0877
Map Reference	MB 20 PG 27
Instrument Date	Apr 19, 2019
Instrument	20190423000186960
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	519 MORGAN ST, 519, SAINT CHARLES, MO 63301-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2633 PLANTATION PT, SAINT CHARLES, MO 63303-8431

Mortgage

Document Number	20190423000186970
Date	Apr 23, 2019
Instrument	20190423000186970

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2633 Plantation Pt was $2,104, up 4.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,828 (-)	$183,304 (-) Building $183,304
2025	$2,104.00 (+4.06%)	$34,828	$183,304 Building $183,304
2024	$2,022.00
2023		$32,474
2022			$170,917 Building $170,917

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2633 Plantation Pt in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1979–2013)
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2633 Plantation Pt is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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