Charlotte County property record for 2643 Lear Rd, Englewood, FL 34224
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,206 sqft · built 1977 |
| Lot Size | 0.238 acres (10,349 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Oct 2021) |
| Tax Bill | $7,672 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Feb 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 412009131005 |
| Primary APN | 412009131005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| Gross Area | 2,111 sqft |
| 1st Floor Area | 1,206 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,349 sqft (0.238 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 590 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 315 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Loading Dock | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00825910000502 |
|---|---|
| Street Address | 2643 LEAR RD |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34224-7758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF10 |
| Legal Description | GULF WIND SUB UNIT 2 BLK A LT 50 525/529 533/839 & 840 546/1022 550/799 725/1012 895/1456 1084/598 2050/85 2865/1011 4409/1704 4852/564 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 09 |
| Legal Subdivision | GULF WIND SUB |
| Legal Tract | GUW |
| Legal Block | A |
| Legal Lot Number | 50 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 30302 |
2643 Lear Rd is owned by two individuals who bought it in October 2021.
Source: Charlotte County records, as of June 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2627 N MARSHFIELD AVE, CHICAGO, IL 60614-1001 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Feb 26, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on File |
| Deed Sale | Oct 4, 2021 · Amount on File |
| Prior Sale | Dec 8, 2005 · Amount on File |
| Deed Document Number | 20213005126 |
| Deed Book / Page | 4852 / 564 |
| Prior Transfer Date | Feb 25, 2019 |
| Prior Transfer Doc | 0044091704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 4, 2021 |
| Property Address | 2643 LEAR RD, ENGLEWOOD, FL 34224-7758 |
| Document Number | 0048520564 |
| Book / Page | 4852 / 564 |
| Map Reference | MB 13 PG 16A&16B |
| Instrument Date | Sep 30, 2021 |
| Instrument | 3005126 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1126 HOODS MILL RD, 1126, WOODBINE, MD 21797-9102 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2627 N MARSHFIELD AVE, CHICAGO, IL 60614-1001 |
| Document Number | 4852566 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 4852/566 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 2643 LEAR RD, ENGLEWOOD, FL 34224-7758 |
| Document Number | 0044091704 |
| Book / Page | 004409 / 001704 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 2686949 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2643 LEAR RD ENGLEWOOD FL 342247758, ENGLEWOOD, FL 34224-7758 |
The 2025 property tax bill for 2643 Lear Rd was $7,672, up 3.4% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,672.00 (+3.41%) | $412,141 Land $98,600 Building $313,541 | $412,141 Land $98,600 Building $313,541 |
| 2024 | $7,419.00 (+1.15%) | ||
| 2023 | $7,335.00 (+15.97%) | $384,405 (+1%) | $314,594 (-9.98%) Land $115,000 Building $199,594 |
| 2022 | $6,325.00 | $349,459 Land $81,600 Building $267,859 | $349,459 Land $81,600 Building $267,859 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2643 Lear Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 281 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 361 units insured incl. 80 condo units |
| Nearby Flood Claims | 124 (1993–2024) |
| Claims Outside the SFHA | 3 of 124 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2643 Lear Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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