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2631 Lear Rd, Englewood, FL 34224 Property Records

Charlotte County property record for 2631 Lear Rd, Englewood, FL 34224

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,679 sqft · built 1980
Lot Size0.237 acres (10,349 sqft)
Owner2 Individual Names on Record
Tax Bill$4,997 (2025)
Deeds & MortgagesMay 2022 Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN41-20-09-131-003

Property Details

APN / Parcel Number

Primary APN41-20-09-131-003
Alternative APNs
  • 0082591-000048-7
  • 10004641512

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,679 sqft Living Area
Gross Area2,996 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeConcrete
Roof MaterialShingle
Lot Area10,349 sqft (0.237 acres)
Garage Area539 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area297 sqft
PorchOpen Porch
Porch Area316 sqft
Deck Area64 sqft
Patio Area64 sqft
Loading Dock171 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004641512
Old Parcel Number00825910000487
Street Address2631 LEAR RD
CityENGLEWOOD
StateFL
Zip34224-7758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF10
Legal DescriptionGUW 002 000A 0048 GULF WIND SUB UNIT 2 BLK A LT 48 525/529 533/839-840 540/519 627/594 636/1626 UNREC D
Legal Range20E
Legal Township41S
Legal Section09
Legal SubdivisionGULF WIND
Legal BlockA
Legal Lot Number48
Legal Unit2
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group4
Census Block4008
Census Tract30302

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2631 LEAR RD, ENGLEWOOD, FL 34224-7758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Aug 4, 2020Warranty Deed, Transfer · FHA Mortgage
OPEN MORTGAGE LLC
Aug 25, 2020Warranty Deed, Transfer
WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2022
Deed SaleApr 29, 2022
Prior SaleAug 4, 2020 · Amount on Record
Deed Document Number3099618
Deed Book / Page4610 / 1096
Prior Transfer DateAug 25, 2020
Prior Transfer Doc2844492
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address2631 LEAR RD, ENGLEWOOD, FL 34224-7758
Transaction TypeMortgage
Record UpdatedJun 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2631 LEAR RD, ENGLEWOOD, FL 34224-7758

Mortgage

Document Number0049801796
DateMay 9, 2022
Book Page4980/1796
Instrument3099619
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 4, 2020
Property Address2631 LEAR RD, ENGLEWOOD, FL 34224-7758
Document Number0046101096
Book / Page4610 / 1096
Map ReferenceMB 6 PG 13A-13B
Instrument DateJul 30, 2020
Instrument2837032
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyWAUCHULA ABSTRACT & TTL CO I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,289.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1880 BROOKVIEW RD, 1880, CASTLETON, NY 12033-9755

Transferred To (Grantee/Buyer)

NameVerified Name
Address2702 CREWS RD, WAUCHULA, FL 33873-8505

Mortgage

Document Number0046101097
DateAug 4, 2020
Instrument4610/1097
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 25, 2020
Property Address2631 LEAR RD, ENGLEWOOD, FL 34224-7758
Document Number0046210298
Book / Page004621 / 000298
Instrument DateJul 30, 2020
Instrument2844492
Transaction TypeTransfer
Record UpdatedOct 2, 2020
Title CompanyWAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2702 CREWS RD WAUCHULA FL 338738505, WAUCHULA, FL 33873-8505

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,997.00 (+57.53%) Homeowner's exemption$203,634 (+5.99%)$341,187 (+3.6%) Land $116,000 Building $225,187
2023$3,172.00 (+3.66%) Homeowner's exemption$192,131 (+3%)$329,343 (-3.09%) Land $115,000 Building $214,343
2022$3,060.00 Homeowner's exemption$186,535$339,840 Land $81,600 Building $258,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 281 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies361 units insured
incl. 80 condo units
Nearby Flood Claims124 (1993–2024)
Claims Outside the SFHA3 of 124
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 43 claims
  • Hurricane Helene, Sep 2024 · 23 claims
  • Hurricane Ian, Oct 2022 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENGLEWOOD WATER DIST
public/private · serves 38,265 people · EPA ID FL6580531
Water SourceGroundwater
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

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