2641 Ruby Dixon Crossing Dr, Gastonia, NC 28054 Property Records

Gaston County property record for 2641 Ruby Dixon Crossing Dr, Gastonia, NC 28054

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,520 sqft · built 2023
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Apr 2024)
Tax Bill$2,507 (2026)
Deeds & MortgagesApr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN309668

Property Details

APN / Parcel Number

Primary APN309668

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,520 sqft Heated Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Lot Area1,742 sqft (0.04 acres)

Location & Zoning

Street Address2641 RUBY DIXON CROSSING DR
CityGASTONIA
StateNC
Zip28056-7976
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionRUBY DIXON CROSSING LOT 2 PLAT BOOK 099 PAGE 111
Legal SubdivisionRUBY DIXON CROSSING
Legal Lot Number2
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group2
Census Block2010
Census Tract32802

Owner

2641 Ruby Dixon Crossing Dr, a townhouse, is owned and occupied by an individual who bought it in April 2024.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2641 RUBY DIXON CROSSING DR, GASTONIA, NC 28056-7976
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2024 · Amount on File
Deed SaleApr 11, 2024 · Amount on File
Prior SaleMay 4, 2023 · Amount on File
Deed Book / Page5471 / 2084
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address2641 RUBY DIXON CROSSING DR, GASTONIA, NC 28054
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3991 BRITTANY CIR, BRIDGETON, MO 63044-4089

Mortgage

Document Number0054712087
DateApr 11, 2024
Book Page5471/2087
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 2641 Ruby Dixon Crossing Dr was $2,507.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,507.00$234,520 Land $20,000 Building $214,520
2023$30,000 Land $20,000 Building $10,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2641 Ruby Dixon Crossing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2641 Ruby Dixon Crossing Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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