Gaston County property record for 2605 Ruby Dixon Crossing Dr, Gastonia, NC 28054
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,587 sqft · built 2023 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $306,000 (Feb 2024) |
| Tax Bill | $2,564 (2026) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 309674 |
| Primary APN | 309674 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,587 sqft Heated Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Lot Area | 3,049 sqft (0.07 acres) |
| Street Address | 2605 RUBY DIXON CROSSING DR |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-7976 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | RUBY DIXON CROSSING LOT 8 PLAT BOOK 099 PAGE 111 |
| Legal Subdivision | RUBY DIXON CROSSING |
| Legal Lot Number | 8 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 32802 |
2605 Ruby Dixon Crossing Dr, a townhouse, is owned and occupied by two individuals who bought it in February 2024.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2605 RUBY DIXON CROSSING DR, GASTONIA, NC 28056-7976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2024 · Amount on File |
| Deed Sale | Feb 14, 2024 · Amount on File |
| Prior Sale | May 4, 2023 · Amount on File |
| Deed Book / Page | 5460 / 1822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 14, 2024 |
| Property Address | 2605 RUBY DIXON CROSSING DR, GASTONIA, NC 28054 |
| Document Number | 0054601822 |
| Book / Page | 5460 / 1822 |
| Map Reference | MB 99 PG 111&112 |
| Instrument Date | Feb 14, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3435 PERFORMANCE RD, CHARLOTTE, NC 28214-8085 |
| Name | Verified Name |
|---|---|
| Address | 2605 DIXON RD # RUBY, RUBY, GASTONIA, NC 28054 |
| Document Number | 0054601825 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 5460/1825 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 0054601839 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 5460/1839 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 13, 2039 |
The 2026 property tax bill for 2605 Ruby Dixon Crossing Dr was $2,564.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,564.00 | $239,920 Land $20,000 Building $219,920 |
| 2023 | $30,000 Land $20,000 Building $10,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2605 Ruby Dixon Crossing Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2605 Ruby Dixon Crossing Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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