2640 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2640 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2022
Square Footage	2,626 sqft Heated Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$441,990 (2022)
Tax Bill	$7,879.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`242631343900012260`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,626 sqft Heated Area
Gross Area	3,198 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished Garage

Exterior Amenities

Fence	Fence
Patio Area	35 sqft Patio
Porch	Open Porch
Porch Area	110 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2640 HARMONIA HAMMOCK RD
City	HARMONY
State	FL
Zip	34773-6152
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VILLAGES AT HARMONY PH 1C-1 & 1D PB 30 PGS 39-45 LOT 226
Legal Subdivision	VILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase	1C-1
Legal Lot Number	226
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2119
Census Tract	43801

Owner

Source: Osceola County records · APN 242631343900012260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2640 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6152
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Deed Doc Number	2022101328
Deed Book / Page	6242 / 1126
Record Refreshed	Jun 08, 2026

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 29, 2022
Property Address	2640 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6152
Document Number	0062421126
Book / Page	6242 / 1126
Map Reference	MB 30 PG 39-45
Instrument Date	Jun 27, 2022
Instrument	2022101328
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,094.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2640 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6152

Mortgage

Document Number	0062421127
Date	Jun 29, 2022
Instrument	6242/1127

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,879.00 (-1.05%)	$366,700 (-4.53%) Land $80,000 Building $286,700	$366,700 (-4.53%) Land $80,000 Building $286,700
2023	$7,963.00 (+144.64%)	$384,100 (+540.17%) Land $70,000 Building $314,100	$384,100 (+540.17%) Land $70,000 Building $314,100
2022	$3,255.00	$60,000 Land $60,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	About 1 in 147 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.