Florence County property record for 2640 Wisdom Ln, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,815 sqft · built 2001 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Jun 2005) |
| Tax Bill | $887 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00103-01-376 |
| Primary APN | 00103-01-376 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,815 sqft Living Area |
| 1st Floor Area | 1,815 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 2640 WISDOM LN |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-6392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAVANNAH HEIGHTS LOT 23 |
| Legal Subdivision | SAVANNAH HEIGHTS |
| Legal Lot Number | 23 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1504 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2640 WISDOM LN, EFFINGHAM, SC 29541-6392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2005 · Amount on Record |
| Deed Sale | Jun 16, 2005 · Amount on Record |
| Prior Sale | Jun 30, 2004 · Amount on Record |
| Deed Book / Page | 933 / 1322 |
| Prior Transfer Date | May 18, 2004 |
| Prior Transfer Doc | 0933001316 |
| Record Updated | Sep 20, 2026 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $887.00 (+4.11%) | $9,281 (-99.86%) Land $1,036 Building $8,245 | $232,047 (-98.62%) Land $25,900 Building $206,147 |
| 2023 | $852.00 (+12.55%) | $6,705,044 (+99,900.66%) Land $1,036,000 Building $5,669,044 | $16,762,610 (+9,900.01%) Land $2,590,000 Building $14,172,610 |
| 2022 | $757.00 | $6,705 Land $1,036 Building $5,669 | $167,626 Land $25,900 Building $141,726 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 88% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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