Florence County property record for 2627 Wisdom Ln, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,356 sqft · built 2004 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (Aug 2006) |
| Tax Bill | $667 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00103-01-360 |
| Primary APN | 00103-01-360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,356 sqft Living Area |
| 1st Floor Area | 2,046 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 2627 WISDOM LN |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-6392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAVANNAH HEIGHTS LOT 7 |
| Legal Subdivision | SAVANNAH HEIGHTS SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1504 |
2627 Wisdom Ln is owned and occupied by an individual who bought it in August 2006.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2627 WISDOM LN, EFFINGHAM, SC 29541-6392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2006 · Amount on File |
| Deed Sale | Aug 30, 2006 · Amount on File |
| Prior Sale | Aug 30, 2006 · Amount on File |
| Deed Book / Page | 037 / 116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 2627 WISDOM LN, EFFINGHAM, SC 29541-6392 |
| Document Number | 0000013503 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2627 WISDOM LN EFFINGHAM SC 295416392, EFFINGHAM, SC 29541-6392 |
| Document Number | 0000013503 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 000878/000600 |
| Instrument | 13503 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Sep 30, 2042 |
The 2025 property tax bill for 2627 Wisdom Ln was $667.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $667.00 | $9,398 Land $1,036 Building $8,362 | $234,973 Land $25,900 Building $209,073 |
| 2023 | $651.00 (+20.56%) Homeowner's exemption | $6,785,511 (+99,892.79%) Land $1,036,000 Building $5,749,511 | $16,963,779 (+9,899.99%) Land $2,590,000 Building $14,373,779 |
| 2022 | $540.00 Homeowner's exemption | $6,786 Land $1,036 Building $5,750 | $169,638 Land $25,900 Building $143,738 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2627 Wisdom Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2627 Wisdom Ln is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 88% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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