Polk County property record for 2640 Timbercreek Loop E, Lakeland, FL 33805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,213 sqft · built 1986 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $336 (2025) |
| Deeds & Mortgages | Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-02-164950-000540 |
| Primary APN | 24-28-02-164950-000540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,213 sqft Living Area |
| Gross Area | 1,570 sqft |
| 1st Floor Area | 1,213 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,718 sqft (0.269 acres) |
| Lot Dimensions | 132 ft deep x 85 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 357 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 2640 TIMBERCREEK LOOP E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33805-7609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERCREEK SUB PB 76 PG 31 LOT 54 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 02 |
| Legal Subdivision | TIMBERCREEK SUBDIVISION |
| Legal Tract | 164950 |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 11606 |
2640 Timbercreek Loop E is owned and occupied by an individual who acquired it in May 2001.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2640 TIMBERCREEK LOOP E, LAKELAND, FL 33805-7609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2001 |
| Deed Sale | May 14, 2001 |
| Prior Sale | Aug 1, 1997 · Amount on File |
| Deed Book / Page | 4699 / 362 |
| Transfer Doc | 4699000362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2640 TIMBERCREEK LOOP E, LAKELAND, FL 33805-7609 |
| Document Number | 0102562273 |
| Book / Page | 010256 / 002273 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2640 TIMBERCREEK LOOP E LAKELAND FL 338057609, LAKELAND, FL 33805-7609 |
| Document Number | 0102562273 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 010256/002273 |
| Instrument | 174019 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Sep 6, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 2640 Timbercreek Loop E was $336 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,565 (+8.87%) | $226,948 (+7.14%) Land $31,000 Building $195,948 | |
| 2025 | $336.00 Homeowner's exemption | $64,815 | $211,827 Land $31,000 Building $180,827 |
| 2023 | $856.00 (-1.27%) Homeowner's exemption | $61,153 (+3%) | $214,832 (+19.55%) Land $30,000 Building $184,832 |
| 2022 | $867.00 Homeowner's exemption | $59,372 | $179,702 Land $16,000 Building $163,702 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2640 Timbercreek Loop E in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2640 Timbercreek Loop E is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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