2600 Timbercreek Loop E, Lakeland, FL 33805 Property Records

Polk County property record for 2600 Timbercreek Loop E, Lakeland, FL 33805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1990
Lot Size	0.305 acres (13,273 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Mar 2021)
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-02-164950-000550`

Property Details

APN / Parcel Number

Primary APN	`24-28-02-164950-000550`
Alternative APNs	`022824164950000550` `22824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	13,273 sqft (0.305 acres)
Lot Dimensions	164 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	260 sqft
Porch	Unfinished Open Porch
Porch Area	74 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2600 TIMBERCREEK LOOP E
City	LAKELAND
State	FL
Zip	33805-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERCREEK SUB PB 76 PG 31 LOT 55
Legal Range	24E
Legal Township	28S
Legal Section	02
Legal Subdivision	TIMBERCREEK SUBDIVISION
Legal Tract	164950
Legal Block	1
Legal Lot Number	55
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1062
Census Tract	11606

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2600 TIMBERCREEK LOOP E, LAKELAND, FL 33805-7609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Special Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Dec 14, 2020	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS LLC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Jun 12, 2018	Warranty Deed, Transfer STEARNS LNDG
Aug 9, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Dec 14, 2020 · Amount on File
Deed Document Number	202163560
Deed Book / Page	11619 / 1539
Record Updated	Oct 29, 2026

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 12, 2021
Property Address	2600 TIMBERCREEK LOOP E, LAKELAND, FL 33805-7609
Document Number	0000063560
Book / Page	11619 / 1539
Map Reference	MB 76 PG 31
Instrument Date	Mar 8, 2021
Instrument	2021063560
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 TIMBERCREEK LOOP E, LAKELAND, FL 33805-7609

Mortgage

Document Number	0116191542
Date	Mar 12, 2021
Instrument	11619/1542

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 14, 2020
Property Address	2600 TIMBERCREEK LOOP E, LAKELAND, FL 33805-7609
Document Number	0114940371
Book / Page	011494 / 000371
Instrument Date	Dec 4, 2020
Instrument	269251
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4343 N SCOTTSDALE RD #390 SCOTTSDALE AZ 852513347, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2600 TIMBERCREEK LOOP E, LAKELAND, FL 33805-7609
Document Number	0111932126
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2600 TIMBERCREEK LOOP E LAKELAND FL 338057609, LAKELAND, FL 33805-7609

Mortgage

Document Number	0111932126
Date	Apr 1, 2020
Book Page	011193/002126
Instrument	71061

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 12, 2018
Property Address	2600 TIMBERCREEK LOOP E, LAKELAND, FL 33805-7609
Document Number	0105142053
Book / Page	010514 / 002053
Instrument Date	Jun 8, 2018
Instrument	125598
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	FLORIDA TITLE PROS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2600 TIMBERCREEK LOOP E LAKELAND FL 338057609, LAKELAND, FL 33805-7609

Mortgage

Document Number	105142054
Date	Jun 12, 2018
Book Page	010514/002054
Instrument	125599

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2600 TIMBERCREEK LOOP E, LAKELAND, FL 33805-7609
Document Number	0102381273
Book / Page	010238 / 001273
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 TIMBERCREEK LOOP E LAKELAND FL 338057609, LAKELAND, FL 33805-7609

Mortgage

Document Number	0102381273
Date	Aug 18, 2017
Book Page	010238/001273
Instrument	160338

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,952 (+6.51%) Land $31,000 Building $188,952	$219,952 (+6.51%) Land $31,000 Building $188,952
2025	$2,669.00 (-15.24%)	$206,508 (-1.49%) Land $31,000 Building $175,508	$206,508 (-1.49%) Land $31,000 Building $175,508
2023	$3,149.00 (+11.63%)	$209,629 (+18.76%) Land $30,000 Building $179,629	$209,629 (+18.76%) Land $30,000 Building $179,629
2022	$2,821.00	$176,522 Land $16,000 Building $160,522	$176,522 Land $16,000 Building $160,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

2600 Timbercreek Loop E, Lakeland, FL 33805 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Timbercreek Loop E

Nearby Streets

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