2640 N Carnoustie Loop, Lecanto, FL 34461 Property Records

Citrus County property record for 2640 N Carnoustie Loop, Lecanto, FL 34461

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,519 sqft · built 2005
Lot Size	0.467 acres (20,378 sqft)
Owner	Trust Name on File
Last Sale	$935,000 (Nov 2024)
Tax Bill	$8,745 (2025)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-16-0160-000B0-028.0`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-16-0160-000B0-028.0`
Alternative APNs	`1618S18E0160000B00280` `3145801`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,519 sqft Living Area
1st Floor Area	3,432 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Tile
Lot Area	20,378 sqft (0.467 acres)
Lot Dimensions	171 ft deep x 96 ft wide
Garage Area	552 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Pool Area	310 sqft
Porch	Open Porch
Porch Area	292 sqft
Patio Area	92 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3145801
Old Parcel Number	1618S18E0160000B00280
Street Address	2640 N CARNOUSTIE LOOP
City	LECANTO
State	FL
Zip	34461-6900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	BLACK DIAMOND FOURTH ADDN PB 16 PG 109 LOT 28 BLK B (CARNOUSTIE VILLAGE)
Legal Range	18E
Legal Township	18S
Legal Section	21
Legal Subdivision	BLACK DIAMOND 4TH ADD
Legal Block	B
Legal Lot Number	28
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2065
Census Tract	450308

Owner

2640 N Carnoustie Loop is owner-occupied and held in a trust since November 2024.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	2640 N CARNOUSTIE LOOP, LECANTO, FL 34461-6900
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Deed Document Number	2024070429
Deed Book / Page	3520 / 1959
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 8, 2021
Property Address	2640 N CARNOUSTIE LOOP, LECANTO, FL 34461-6900
Document Number	0031721861
Book / Page	3172 / 1861
Map Reference	MB 16 PG 109-114
Instrument Date	Apr 28, 2021
Instrument	2021038768
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	INCOMPASS TITLE LLC, COMPASS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$4,123.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1525, LECANTO, FL 34460-1525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11529 GULF BEACH HWY, PENSACOLA, FL 32507-9139

Tax Assessment & Valuation

The 2025 property tax bill for 2640 N Carnoustie Loop was $8,745 with an additional exemption, up 5.5% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,745.00 (+5.49%) Additional exemption filed	$576,130 (+5.04%) Land $28,000 Building $548,130	$576,130 (+5.04%) Land $28,000 Building $548,130
2024	$8,290.00 (+5%)	$548,462 (+2.04%) Land $25,200 Building $523,262	$548,462 (+2.04%) Land $25,200 Building $523,262
2023	$7,895.00 (+16.48%)	$537,501 (+17.07%) Land $22,720 Building $514,781	$537,501 (+17.07%) Land $22,720 Building $514,781
2022	$6,778.00 Additional exemption filed	$459,116 Land $22,720 Building $436,396	$459,116 Land $22,720 Building $436,396

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2640 N Carnoustie Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 N Carnoustie Loop is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30