2640 Millgate Ct, Carmel, IN 46033 Property Records

Hamilton County property record for 2640 Millgate Ct, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,405 sqft · built 2008
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$660,500 (Sep 2025)
Tax Bill	$4,517 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-19-010-017.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-19-010-017.000-018`
Alternative APN	`1710190010017000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,405 sqft Living Area
1st Floor Area	1,712 sqft
2nd Floor Area	1,693 sqft
Basement Area	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Other
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1710190010017000
Street Address	2640 MILLGATE CT
City	CARMEL
State	IN
Zip	46033-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .14, SECTION 19, TOWNSHIP 18, RANGE 4, YORKTOWN WOODS, LOT 17
Legal Range	04
Legal Township	18
Legal Section	19
Legal Subdivision	YORKTOWN WOODS
Legal Lot Number	17
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1009
Census Tract	110904

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2640 MILLGATE CT, CARMEL, IN 46033-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage INDIANA MEMBERS CU
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage INDIANA MEMBERS CU
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU
May 25, 2018	Deed of Trust, Mortgage INDIANA MEMBERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	2025041787
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2640 MILLGATE CT, CARMEL, IN 46033-2206
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008620
Date	Feb 16, 2022
Instrument	2022008620

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	Other
Margin	3
Max Rate	8.5%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 29, 2025
Property Address	2640 MILLGATE CT, CARMEL, IN 46033-2206
Document Number	0000041787
Map Reference	CAB 4 SL 48
Instrument Date	Sep 29, 2025
Instrument	2025041787
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	UNKNOWN, SUMMIT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2640 MILLGATE CT, CARMEL, IN 46033-2206

Mortgage

Date	Sep 29, 2025

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 10, 2023
Property Address	2640 MILLGATE CT, CARMEL, IN 46033-2206
Document Number	0000025529
Map Reference	DOC 200600023419
Instrument Date	Jul 10, 2023
Instrument	2023025529
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2640 MILLGATE CT, CARMEL, IN 46033-2206
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025530
Date	Jul 10, 2023
Instrument	2023025530

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2640 MILLGATE CT, CARMEL, IN 46033-2206
Document Number	0000056546
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 MILLGATE CT CARMEL IN 460332206, CARMEL, IN 46033-2206

Mortgage

Document Number	0000056546
Date	Dec 5, 2018
Instrument	56546

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2640 MILLGATE CT, CARMEL, IN 46033-2206
Document Number	0000042942
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 MILLGATE CT CARMEL IN 460332206, CARMEL, IN 46033-2206

Mortgage

Document Number	0000042942
Date	Sep 14, 2018
Instrument	42942

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2640 MILLGATE CT, CARMEL, IN 46033-2206
Document Number	0000023774
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 MILLGATE CT CARMEL IN 460332206, CARMEL, IN 46033-2206

Mortgage

Document Number	0000023774
Date	Jun 1, 2018
Instrument	23774

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$495,700 (+21.55%) Land $111,900 Building $383,800	$495,700 (+21.55%) Land $111,900 Building $383,800
2024	$4,517.00 (+2.82%)	$407,800 (-0.83%) Land $111,900 Building $295,900	$407,800 (-0.83%) Land $111,900 Building $295,900
2023	$4,393.00 (+11.16%) Homeowner's exemption	$411,200 (+18.91%) Land $111,900 Building $299,300	$411,200 (+18.91%) Land $111,900 Building $299,300
2022	$3,952.00 (+8.19%) Homeowner's exemption	$345,800 Land $59,900 Building $285,900	$345,800 Land $59,900 Building $285,900
2021	$3,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Xfinity.

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